Capital One® QuicksilverOne® Cash Rewards Credit Card

Cardholders' Choice i
Cardholders' Choice i
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  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get a 20% Statement Credit on all Uber rides purchased with this card through April 2016
  • 0% intro APR on purchases until May 2016; 22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until May 2016
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
Annual Fee:
$39
Purchase Intro APR:
0%*
(until May 2016)
Purchase Regular APR:
22.9%*
Variable
Balance Transfer Intro APR:
0%*
(until May 2016)
Balance Transfer Regular APR:
22.9%*
Variable

Offer Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 22.9%* Variable
Cash Advance Fee 3%, Min: $10
Late Fee Up to $35
Balance Transfer Fee $0

Savings

Savings over 1 year $346
Savings over 3 years $435

Transaction Type Value

Savings Details

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Rewards

All Purchases

1.5% cash back per dollar

No cap on spending


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
monicaandree
by monicaandree
Helpful to 18 out of 20

Was approved for a $300 limit with a ck score of 566. I wrecked my credit in the early 2000's when I was a freshman in college and didn't understand how credit worked. I was given cards like candy, ran them all up, and gave up on paying them when my interest charges started pushing me over the limit and incurring so many fees that I couldn't catch up. Almost all of those accounts have dropped off my credit due to statute of limitations, and I am not trying to re-build my credit. I have not had a credit card in over 6 years, and I so glad I was approved. I'm looking forward to bringing my score up by using this card responsibly. 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
tonyfranco30
by tonyfranco30
Helpful to 2 out of 2

Capital one sucks booty, they give you a starting limit of 300, increase it to 500 in 6 months then your stuck with 500 for the rest of your life. VERY disappointed with them and their foreigners thay have answering the phones


Our Take

The Capital One® QuicksilverOne® Cash Rewards Credit Card is a great choice for people with fair to good credit who are looking for a credit card with a straightforward cash back rewards program.

What to Like

Capital One® QuicksilverOne® Cash Rewards offers 1.5% cash back on all purchases. This card also offers a 0% intro APR on purchases and balance transfers until May 2016, which may help you save money and eat away at existing credit card debt.

Look Out For

This card comes with an annual fee, so it’s important to weigh that against the cash back benefits. Also, just like with all introductory APRs, be sure to note when that 0% period is ending and those higher interest rates kick in.

Similar Offers

† Credit Karma estimates your Approval Odds by comparing your credit profile with data about other members who were approved for this product. Though Approval Odds do not guarantee approval, they can show you which products may be a better fit for you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from March 2015 through August 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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