My Saved Cards
Welcome to My Saved Cards
Save and compare credit cards to find the best fit for you. All you need to do is find cards you like and check the Compare This Card box. When you’re ready to review, click the compare button that appears in this menu.
Offered by: Capital One
Apply by phone: 1-866-960-8706

Capital One® QuicksilverOne® Cash Rewards Credit Card

  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories and no sign ups needed to earn cash rewards
  • Redeem the cash back you earn for any amount, any time
  • Cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases until November 2015; 22.9% variable APR after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen

Average Approved Score Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
Typical Low: 537
Typical High: 692
until November 2015   until November 2015  









Additional Details

Click here for Additional Details

(Will launch in a new browser window)

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate

22.9%* Variable

Annual Fee


Late Fee

Up to $35

Cash Advance Fee

3%, Min: $10

Balance Transfer Fee


Saving Details

Saving Details

Year 1

Year 2

Year 3

Balance Transfer Cost




Interest Savings on Transferred Balance




Interest Savings on New Purchases




Value of Rewards on New Purchases




Value of Bonus Points




Annual & Application Fees






Total Annual Savings




Total Savings over 3 Years


Credit Card Usage Profile

Transfer a Balance
  • Balance to Transfer: $2,500
  • Monthly Paydown: $600
  • APR: 21.99%

Earn Rewards

  • $1,000 Monthly Spending
  • $45 Gas
  • $75 Groceries
  • $20 Travel
  • $50 Restaurants
  • $50 Entertainment
  • $760 Other

Establish or Build My Credit

Card Details
  • Annual Fee: $39
  • Minimum Deposit: $0

Finance a Large Purchase

  • Initial Purchase Amount: $3,000
  • Monthly Paydown: $60
How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Note: Sample data consists of Credit Karma members who hold this card.

Compare Holders by ...

Current Balance
Credit Limit Utilized

Sample Size: 56,925
Data Created: February 02, 2015

1395 Cardholder Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Recent Reviews

GREAT i was approved Helpful to 2 out of 2 people

i was a pproved for this card 3k limit with a Credit Karma TU of 728 and Equifax 687. trying to get back on track

thaman3131's response was:    

Mar 02, 2015

thaman3131(1, 2)

So Far, So Good Helpful to 22 out of 22 people

I got approved with this card in September 2014 with a $300 credit limit. Since then I've made all my payments on time and maxed it out once, paid it back in full. I kept hearing about credit line increases after five months but I still haven't received one so I requested one but got denied. The reason they gave me was my card hadn't been open long enough. Okay fine. So six months later today I woke up this morning and checked my account and they increased my credit limit by $2,000! Totally not expected. They even refunded me my $1 that I purchased a bottle of water at CVS, I'm figuring to make my balance the full $2,300 is the only thing I could think of. I have a total of two cards with them. Thank you Capitol One!

Laurxo's response was:    

Mar 01, 2015

Laurxo(1, 22)

Not approved. Helpful to 5 out of 12 people

My credit score has come up almost 100 points in the last year.  I have been putting off trying to get another card but after Credit Karma told me that my approval odds were good and that this was good card for rebuilding i went ahead and tried only to be denied. So thank you for yet another negative hit on my credit.

My credit score used to be a 500 and based on Credit Karma one is 583 and the other is 600 something.  Just a little frustrated.

UnhappyD's response was:    

Mar 01, 2015

UnhappyD(1, 5)

Great card to build up your credit. Helpful to 22 out of 22 people

Approved with a CL of $1,000 with a 638 Equifax score. It is a great card to have. I've also had the Capital One Journey card for a while and because of the great experience I had with that card and Capital One, I wanted to apply for another Capital One card. If you doubt that you will be approved, I suggest you try the Capital One Card Finder Tool. And if no cards show up, do not be discouraged. Same thing happened to me. But then a week later I tried the Card Finder Tool again and it suggested two cards, including the QuicksilverOne. This card is highly recommended!

thebigcomputergeek's response was:    

Feb 28, 2015
Good card to start over with Helpful to 38 out of 41 people

Decided to apply for this card was instantly approved 2months of using asked for a cli from 300  they gave me 800 love it and scores going up I charge a couple hundred every two weeks then make a payment every two weeks 

woodrow3245's response was:    

Feb 25, 2015

woodrow3245(1, 38)

See all 1395 Reviews of Capital One® QuicksilverOne® Cash Rewards Credit Card

† These Approval Odds represent Credit Karma’s estimation of how likely you are to be approved for a product based on a comparison of your profile with data about Credit Karma members who have been approved for the product in the past (if available). There is no guarantee that you will be approved by the lender or that credit will be extended to you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from September 2014 through February 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.