No reviews yet

Capital One Spark Cash Plus

No reviews yet

  • Rewards rate

    2% - 5%
    Cash back

  • Annual fee

    $150

  • Welcome bonus

    Up to $1,000

Additional rates & fees

Annual fee
$150
Intro purchase APR
N/A
Regular purchase APR
N/A
Intro balance transfer APR
N/A
Regular balance transfer APR
N/A
Cash advance APR
N/A
Cash advance fee
3% of the amount of the cash advance, but not less than $3
Late fee
2.99% of the unpaid portion
Penalty APR
N/A
Balance transfer fee
N/A
Foreign transaction fee
None
Return payment fee
See Terms*

* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.

Card details

  • Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening
  • Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
  • Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile
  • Earn an annual $200 cash bonus every year you spend $200,000 or more—that's enough to cover your annual fee and then some
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
  • Add employee cards for free, and earn unlimited 2% cash back from their purchases
  • $150 annual fee
  • Spark Cash Plus has no APR because your balance is due in full every month