Offered by: Capital One
Apply by phone: 1-866-960-8706

Capital One® Platinum Prestige Credit Card

  • Transfer a balance for 0% intro APR until July 2015
  • Get 0% intro APR on all purchases until July 2015
  • Enjoy no annual fee
  • Get peace of mind with fraud coverage if your card is lost or stolen
  • Enjoy extended warranty protection on eligible items purchased with your card
  • Fast and easy access, 24/7
  • Rent a car using your card and get collision, damage, and loss insurance
  • Feel secure with 24-hour roadside assistance
687 Average Credit Score Approved for this Card
634 Lowest Credit Score Approved for this Card
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
until July 2015   until July 2015  

0%

 

10.9% – 18.9%*

Variable

0%

 

10.9% – 18.9%*

Variable

Additional Details
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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate

24.9%* Variable

Annual Fee

$0

Late Fee

Up to $35

Cash Advance Fee

See Terms

Balance Transfer Fee

3%

Saving Details

Year 1

Year 2

Year 3

Balance Transfer Cost

‑$527

$0

$0

Interest Savings on Transferred Balance

$4,051

$2,452

$1,451

Interest Savings on New Purchases

$1,676

$2,740

$5,016

Value of Rewards on New Purchases

$0

$0

$0

Value of Bonus Points

$0

$0

$0

Annual & Application Fees

$0

$0

$0

 
Savings:
Total Annual Savings

$5,200

$5,193

$6,467

Total Savings over 3 Years

$16,860

Credit Card Usage Profile

Transfer a Balance

  • Balance to Transfer: $2,500
  • Monthly Paydown: $600
  • APR: 21.99%

Earn Rewards

  • $1,000 Monthly Spending
  • $45 Gas
  • $75 Groceries
  • $20 Travel
  • $50 Restaurants
  • $50 Entertainment
  • $760 Other

Establish or Build My Credit

Card Details
  • Annual Fee: $0
  • Minimum Deposit: $0

Finance a Large Purchase

  • Initial Purchase Amount: $3,000
  • Monthly Paydown: $60
How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Compare Holders of this Card
Current Balance
Credit Limit Utilized
Sample Size: 10,260
Data Created: October 01, 2013

212 Cardholder Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Recent Reviews

Denied with 660 score Helpful to 6 out of 6 people

I was denied with income over 30K and 660 credit score, only one inquiry in 12 months...very disappointed...wouldn't have applied, but CK said very good chance of approval based on the average approval rates

familyway's response was:    

  Apr 21, 2014

familyway(1, 6)

Review by familyway

1 Contributions 6 People Helped

Waste of time..!!! Helpful to 3 out of 5 people

Why Capital One waste time of people offering this options trhough CreditOKarma if they are not able to approve it...please be more serious company...and do not damage CreditOKarma images

cas3570's response was:    

  Apr 18, 2014

cas3570(1, 3)

Review by cas3570

1 Contributions 3 People Helped

Accepted Helpful to 3 out of 4 people

I was accepted with a 687 credit score. Now I pay off the entire amount every month. It's a good card to build credit, but my credit limit was only $300.

wataeli's response was:    

  Apr 16, 2014

wataeli(1, 3)

Review by wataeli

1 Contributions 3 People Helped

Denied Helpful to 11 out of 11 people

Applied and denied as well even though creditkarma said I had a very good chance of being approved. So much for that.

keezay's response was:    

  Apr 16, 2014

keezay(1, 11)

Review by keezay

1 Contributions 11 People Helped

My Credit score is 685. Helpful to 20 out of 20 people

They denied me even though I have a score of 685 and have made my payments on time for the past 20 years. Credit Karma said I had a really good approval rate. Denied. Now I have a hard inquiry on my credit report. Awful!

Bear281's response was:    

  Apr 12, 2014

Bear281(1, 20)

Review by Bear281

1 Contributions 20 People Helped

See all 212 Reviews of Capital One® Platinum Prestige Credit Card

† Credit Karma members have received approvals with these TransUnion New Account credit scores. These approval metrics are only guidelines and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.