Offered by: Capital One
Apply by phone: 1-866-960-8706

Capital One® Platinum Prestige Credit Card

  • Transfer a balance for 0% intro APR until July 2015
  • Get 0% intro APR on all purchases until July 2015
  • Enjoy no annual fee
  • Get peace of mind with fraud coverage if your card is lost or stolen
  • Enjoy extended warranty protection on eligible items purchased with your card
  • Fast and easy access, 24/7
  • Rent a car using your card and get collision, damage, and loss insurance
  • Feel secure with 24-hour roadside assistance
687 Average Credit Score Approved for this Card
634 Lowest Credit Score Approved for this Card
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
until July 2015   until July 2015  



10.9% – 18.9%*




10.9% – 18.9%*


Additional Details
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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate

24.9%* Variable

Annual Fee


Late Fee

Up to $35

Cash Advance Fee

See Terms

Balance Transfer Fee


Saving Details

Year 1

Year 2

Year 3

Balance Transfer Cost




Interest Savings on Transferred Balance




Interest Savings on New Purchases




Value of Rewards on New Purchases




Value of Bonus Points




Annual & Application Fees




Total Annual Savings




Total Savings over 3 Years


Credit Card Usage Profile

Transfer a Balance

  • Balance to Transfer: $2,500
  • Monthly Paydown: $600
  • APR: 21.99%

Earn Rewards

  • $1,000 Monthly Spending
  • $45 Gas
  • $75 Groceries
  • $20 Travel
  • $50 Restaurants
  • $50 Entertainment
  • $760 Other

Establish or Build My Credit

Card Details
  • Annual Fee: $0
  • Minimum Deposit: $0

Finance a Large Purchase

  • Initial Purchase Amount: $3,000
  • Monthly Paydown: $60
How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Compare Holders of this Card
Current Balance
Credit Limit Utilized
Sample Size: 10,260
Data Created: October 01, 2013

211 Cardholder Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Recent Reviews

Waste of time..!!! Helpful to 2 out of 2 people

Why Capital One waste time of people offering this options trhough CreditOKarma if they are not able to approve it...please be more serious company...and do not damage CreditOKarma images

cas3570's response was:    

  Apr 18, 2014

cas3570(1, 2)

Review by cas3570

1 Contributions 2 People Helped

Accepted Helpful to 2 out of 2 people

I was accepted with a 687 credit score. Now I pay off the entire amount every month. It's a good card to build credit, but my credit limit was only $300.

wataeli's response was:    

  Apr 16, 2014

wataeli(1, 2)

Review by wataeli

1 Contributions 2 People Helped

Denied Helpful to 5 out of 5 people

Applied and denied as well even though creditkarma said I had a very good chance of being approved. So much for that.

keezay's response was:    

  Apr 16, 2014

keezay(1, 5)

Review by keezay

1 Contributions 5 People Helped

My Credit score is 685. Helpful to 10 out of 10 people

They denied me even though I have a score of 685 and have made my payments on time for the past 20 years. Credit Karma said I had a really good approval rate. Denied. Now I have a hard inquiry on my credit report. Awful!

Bear281's response was:    

  Apr 12, 2014

Bear281(1, 10)

Review by Bear281

1 Contributions 10 People Helped

What a scam Helpful to 7 out of 9 people

Credit Karma also said I had Very Good chance of approval, and I was denied. Screw this site.

Fitzu's response was:    

  Apr 10, 2014

Fitzu(2, 7)

Review by Fitzu

2 Contributions 7 People Helped

See all 211 Reviews of Capital One® Platinum Prestige Credit Card

† Credit Karma members have received approvals with these TransUnion New Account credit scores. These approval metrics are only guidelines and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.