The Upromise MasterCard offers solid cash back opportunities.
What to Like
Cardholders earn 2% cash back at department stores and movie theaters and 1% on other purchases. And if you make purchases through Upromise.com, you can earn 10% total cash back after you pay off those purchases. There’s also no annual fee, and a $100 cash back bonus after you first use the card within 90 days of account opening.
Look Out For
There’s a 3% balance transfer fee and a 3% foreign transaction fee. Rewards aren’t tallied instantly, like with some other cards, but can take up to 12 weeks to post, and if you want plain cash back you’ll have to request a check.