Barclaycard Arrival Plus™ World Elite MasterCard®

  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days - that's enough to redeem for a $500 travel statement credit
  • Earn 2X miles on all purchases
  • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.24%, 20.24% or 23.24%, based on your creditworthiness. Please note, there is a fee for balance transfers
Annual Fee:
$89 waived first year
Purchase Intro APR:
Purchase Regular APR:
16.24%, 20.24%, or 23.24%*
Balance Transfer Intro APR:
0%* intro
(12 Months) on balance transfers made within 45 days of account opening
Balance Transfer Regular APR:
16.24%, 20.24%, or 23.24%*

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.49% Variable
Cash Advance Fee 5%, Min: $10
Late Fee Up to $37
Penalty APR See Terms*
Balance Transfer Fee 3%, Min: $5
Foreign Transaction Fee 0%
Return Payment Fee Up to $37


Sign-Up Bonus

Earn 50,000 miles after you spend $3,000 in 3 months.

All Purchases

2 miles per dollar

No cap on spending


2 miles per dollar


2 miles per dollar


2 miles per dollar


2 miles per dollar


2 miles per dollar

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Points post quickly
by jonald11
Helpful to 35 out of 38

I applied last week online and was approved instantly for $12,500, 14.99 interest and interest free for one year. . Credit Karma score of 783. It pulled my Transunion report, ad also reported to the three credit bureaus, before I had even received the cards. I have never seen that speed before.

My first purchase was  for just over $1,000, and the next day it awarded the entire 40,000 point bonus, plus double points for the purchase. I have never seen any rewards card post that quickly. 

I have no comment on customer service because I haven't used it. But the speed of processing and awarding of points is exceptional, so I assume the rest of the experience will be fine also. 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Good Card, Used to be Better
by aedrewett
Helpful to 60 out of 69

I applied for this card about 5 months ago now with the 40k point offer and was able to use it for a couple of trips.  This card is a Chip and PIN card unlike most that are Chip and Signature, which makes it great for overseas.  About a month ago I was notified that the benefits of this card were going to change and called Barclay to ask about the changes.  This card used to have a 10% point refund for all points used toward travel credit, which is now being downed to a 5% point refund.  Another benefit that will be lost completely is the TripIt Pro membership.  Before having this card, I had never used TripIt, but it quickly became one of my favorite features.  Once attached to your email, it will look for anything trip related and automatically create a trip planner for you, which will even give directions between destinations, when you need to be there, all of it.  When I was in the airport, my gate changed on me a couple of times, and thanks to TripIt, I knew each time it changed and where to go.  Anyway, without these features, I don't know if the card really stands out aside from the Chip and PIN anymore, but having an $89 fee, I don't know if it is worth it anymore.  The Venture, an almost identical card, has a fee that is $40 less, but doesn't give a 5% refund.  At the end of my membership year, I plan on downgrading this card, which I would prefer not to do, but I just don't feel the benefits outweigh the cost anymore.

Also, some stats for anyone who wants to know, when I applied for this card I was given a $5k limit on the World Elite Mastercard version, had a CK score of 760, an income of $50k a year, 2.5 years of credit history with 2 cards, Citi Forward at $5.2k and Amex BCE at $15k, and an auto loan of $38k.

Our Take

The Barclaycard Arrival Plus™ World Elite MasterCard® is great for consumers with good to excellent credit who want to pile up travel rewards fast.

What to Like

Cardholders earn 2x miles on all credit card purchases. If you can budget out $3,000 in purchases for your first 90 days, you can earn 50,000 bonus miles too. The Barclaycard Arrival Plus™ World Elite MasterCard® also features a 0% introductory APR on balance transfers for 12 months within 45 days of account opening, a waived annual fee in the first year and no foreign transaction fees.

Look Out For

After the first year, cardholders pay an $89 annual fee, so that should be weighed against the benefits of any rewards earned. Cardholders also pay a 3% or $5 (whichever is greater) balance transfer fee.

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from April 2016 through September 2016. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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