Visa® Black Card™

Sorry, this offer is no longer available on Credit Karma.
  • Stainless Steel/Carbon Card
  • An Industry-Leading Rewards Program
  • Exclusive 24-Hour Concierge Service
  • VIP Treatment at over 3,000 Properties
  • Unlimited VIP Airport Lounge Visits
  • Members Only - Luxury Magazine
  • Luxury Gifts from the World’s Top Brands
Annual Fee:
$495
Purchase Intro APR:
N/A
Purchase Regular APR:
14.99%*
Variable
Balance Transfer Intro APR:
0%
(15 Months)
Balance Transfer Regular APR:
14.99%*
Variable

Details, Rates & Fees

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.24%
Cash Advance Fee 5%, Min: $10
Late Fee Up to $37
Penalty APR See Terms
Balance Transfer Fee 3%, Min: $5
Foreign Transaction Fee 3%
Return Payment Fee See Terms

Rewards

Welcome Bonus

Earn points

All Purchases

1% point per dollar

No cap on spending


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Anonymous
5k approved at spot !!!!!
by Anonymous
Helpful to 1 out of 1

Concierge called me and left me a welcoming voicemail !!! They explained all of my benefits etc as well as asked me to call them anytime . This card just stands out without any bs ! The benefit of this card is if I travel anywhere in the world they won't charge me a fee or anything . I don't have to pay everything at once the following month even though I am going to make big payments so I can have 20k-30k limit on this card . Nobody is comparing this card to American Express Centurion , but trust me this card is right behind it and make sure your credit score is over 720 before applying !

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Review
Anonymous
5k approved at spot !!!!!
by Anonymous
Helpful to 1 out of 1

Concierge called me and left me a welcoming voicemail !!! They explained all of my benefits etc as well as asked me to call them anytime . This card just stands out without any bs ! The benefit of this card is if I travel anywhere in the world they won't charge me a fee or anything . I don't have to pay everything at once the following month even though I am going to make big payments so I can have 20k-30k limit on this card . Nobody is comparing this card to American Express Centurion , but trust me this card is right behind it and make sure your credit score is over 720 before applying !


Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2017 through November 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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