The Barclaycard® Ring MasterCard® is a good option for consumers with good to excellent credit scores who want limited fees and low interest rates.
What to Like
The Barclaycard® Ring MasterCard® features a great 8.0% APR for purchases, balance transfers and cash advances. There is no annual fee, balance transfer fee or foreign transaction fee. Cardholders also can get access to extra cash via the Giveback™ program.
Look Out For
Beyond the Giveback™ program, there’s no rewards or cash back here, so it’s worth balancing the other benefits against that drawback.