Barclaycard Rewards MasterCard®

  • 2X points on purchases for gas, groceries and utilities
  • 1X points on all other purchases
  • No annual fee
  • Points don't expire as long as account is open, active and in good standing
  • No limits on the number of points you can earn or redeem
  • Starting at 1,000 points for $10, points can be redeemed for statement credits and gift cards
  • Chip card technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • $0 Fraud Liability on unauthorized charges
Annual Fee:
Purchase Intro APR:
Purchase Regular APR:
Balance Transfer Intro APR:
Balance Transfer Regular APR:

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.24%
Cash Advance Fee 5%, Min: $10
Late Fee Up to $37
Penalty APR See Terms
Balance Transfer Fee 3%, Min: $5
Foreign Transaction Fee 3%


All Purchases

1 point per dollar

No cap on spending


2 points per dollar

2X points on purchases for gas, groceries and utilities


2 points per dollar

2X points on purchases for gas, groceries and utilities

Our Take

The Barclaycard Rewards MasterCard® is a quality credit card that gives consumers a chance to rebuild or establish credit while also earning rewards.

What to Like

The Barclaycard Rewards MasterCard® offers two points per dollar spent on everyday items like gas, groceries and utility purchases, along with one point per dollar spent on all other purchases. The card also has no annual fee and regularly reports to all three major credit bureaus.

Look Out For

While this card offers solid rewards, take care to pay off your balances and avoid high interest rates.

Similar Offers

† We look at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there’s no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from May 2015 through October 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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