Barclaycard® Rewards MasterCard®

  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
Annual Fee
Purchase Intro APR
Purchase Regular APR
Balance Transfer Intro APR
Balance Transfer Regular APR
$0
N/A
24.99%*
N/A
24.99%*
Variable
Variable
Annual Fee
Purchase Intro APR
$0
N/A
Purchase
Regular APR
Balance
Transfer
Intro APR
Balance
Transfer
Regular APR
24.99%*
N/A
24.99%*
Variable
Variable

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions the provider's website.

Cash Advance Rate 25.24%
Cash Advance Fee 5%, Min: $10
Late Fee Up to $37
Balance Transfer Fee 3%, Min: $5

Rewards

All Purchases

1 point per dollar

No cap on spending

Gas

2 points per dollar

Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else

Groceries

2 points per dollar

Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else


Our Take

The Barclaycard® Rewards MasterCard® is a quality credit card that gives consumers a chance to rebuild or establish credit while also earning rewards.

What to Like

The Barclaycard® Rewards MasterCard® offers two points per dollar spent on everyday items like gas, groceries and utility purchases, along with one point per dollar spent on all other purchases. The card also has no annual fee and regularly reports to all three major credit bureaus.

Look Out For

While this card offers solid rewards, take care to pay off your balances and avoid high interest rates.

Similar Offers

† Credit Karma estimates your Approval Odds by comparing your credit profile with data about other members who were approved for this product. Though Approval Odds do not guarantee approval, they can show you which products may be a better fit for you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from January 2015 through June 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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