Which American Express Delta credit card is best?

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In a Nutshell

The Blue Delta SkyMiles® Credit Card from American Express offers decent rewards for no annual fee, but hardcore travelers may prefer the Platinum Delta SkyMiles® Credit Card from American Express.

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These offers are no longer available on our site: Blue Delta SkyMiles® Credit Card from American Express, Delta Reserve Credit Card

Frequent Delta flyers have several American Express Delta credit cards to choose from. Unless you’re a hardcore Delta loyalist, the Delta Reserve Credit Card — with its $450 annual fee — probably isn’t the best or most realistic option of the bunch.

That leaves three other Delta cards from American Express to consider: the Blue Delta SkyMiles® Credit Card from American Express, the Gold Delta SkyMiles® Credit Card from American Express and the Platinum Delta SkyMiles® Credit Card from American Express.

All three of these credit cards offer appealing perks, but they differ when it comes to in-flight benefits, rewards, annual fees and other particulars. Generally speaking, the higher the annual fee, the more benefits the card offers.

But not every Delta flyer needs the highest-tier benefits. Try to keep your personal needs in mind when comparing these three credit cards.


  1. Best welcome bonus: Platinum Delta SkyMiles® Credit Card from American Express
  2. Best for everyday rewards: Blue Delta SkyMiles® Credit Card from American Express
  3. Best for card benefits: Platinum Delta SkyMiles® Credit Card from American Express
  4. Best annual fee: Blue Delta SkyMiles® Credit Card from American Express
  5. Heads up: What to consider when applying for a Delta credit card from American Express
  6. Bottom line: Which Delta card from American Express is right for you?

Best welcome bonus: Platinum Delta SkyMiles® Credit Card from American Express

All three of these cards have welcome bonuses, but the Platinum Delta SkyMiles® Credit Card from American Express arguably outclasses its siblings in this category. It’s offering 35,000 bonus miles, and 5,000 Medallion® Qualifying Miles, if you spend $1,000 on purchases in your first 3 months from account opening. Plus, you’ll get a $100 statement credit after making a Delta purchase with your new card in the first three months from account opening.

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Best for everyday rewards: Blue Delta SkyMiles® Credit Card from American Express

The Blue Delta SkyMiles® Credit Card from American Express is the best Delta card from American Express for earning rewards on everyday purchases. Like its sibling cards, it offers two miles per $1 spent on purchases made directly with Delta and one mile per eligible $1 spent on other purchases. But the card also earns two miles per $1 on purchases made at U.S. restaurants.

Think about it: You probably eat out a lot more than you fly with Delta. With the Blue Delta SkyMiles® Credit Card from American Express, you could rack up miles more quickly depending on your spending habits. For a card with a $0 annual fee, that’s pretty cool.

Best for card benefits: Platinum Delta SkyMiles® Credit Card from American Express

Both the Gold Delta SkyMiles® Credit Card from American Express and the Platinum Delta SkyMiles® Credit Card from American Express offer a free checked bag and priority boarding on Delta® flights purchased with the card.

But the Platinum Delta SkyMiles® Credit Card from American Express goes a step further, offering a domestic main cabin round-trip companion certificate every year you renew your card. Payment of taxes and fees of no more than $75 for round-trip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply.

How to maximize the benefits of the Platinum Delta SkyMiles® Credit Card from American Express

Best annual fee: Blue Delta SkyMiles® Credit Card from American Express

This is a tough one. The Blue Delta SkyMiles® Credit Card from American Express has a $0 annual fee, which is hard to beat. If you only fly Delta every once in a while and think you’ll take advantage of the points you’ll get at U.S. restaurants, this card could be the no-brainer of the group.

But if you think you’ll fly Delta at least once a year, the Gold Delta SkyMiles® Credit Card from American Express and its annual fee ($0 intro, $95 after first year) might start to look a lot more attractive. So, really, this one’s almost a tie.

FAST FACTS

How can I use my SkyMiles®?

Where can Delta SkyMiles® take you? The price of Delta rewards flights varies based on where you’re traveling and how much demand there is for a particular flight. Delta no longer publishes a rewards chart, so price out your reward by searching for flights on Delta’s website.

Heads up though: Delta SkyMiles® cardholders have access to Delta’s Pay with Miles benefit. You can use this benefit to reduce the cost of a ticket by $50 for 5,000 miles, $100 for 10,000 miles and so on. Just keep in mind that you’ll need to have at least 5,000 miles in your account before you can use this benefit.

Heads up: What to consider when applying for a Delta credit card from American Express

Take your Delta travel and spending habits into account when applying for one of these cards. Many benefits are identical among the three cards featured in this article, but the Platinum Delta SkyMiles® Credit Card from American Express offers the most benefits for high-spending Delta flyers who need extra Medallion® Qualifying Miles and want to qualify for Medallion Status.

Also, keep an eye on how much you spend at restaurants. The Blue Delta SkyMiles® Credit Card from American Express is the only Delta card from American Express that awards two miles per $1 spent on purchases at U.S. restaurants. This could add up quickly depending on your spending patterns.

Welcome bonuses on credit cards tend to change frequently, so be sure to shop around for the best deal. It might be worth waiting until a better offer comes around, especially if you don’t need a new credit card right away.


Bottom line: Which Delta card from American Express is right for you?

All in all, picking the right Delta credit card from American Express comes down to how often you fly Delta and how you spend your money. Big dining spenders will likely find the most value in the Blue Delta SkyMiles® Credit Card from American Express, while those chasing Medallion Status may find the most value in the Platinum Delta SkyMiles® Credit Card from American Express.


Other travel rewards cards to consider

  • Delta Reserve® Credit Card: Great for hardcore Delta loyalists, and unlike the other Delta credit cards from American Express, this one offers complimentary access to Delta Sky Club and a discounted rate of $29 per guest for up to two guests when flying on Delta. But it also comes with a $450 annual fee. Read about how to maximize your Delta Reserve Credit Card.
  • Blue Cash Preferred® Card from American Express: This card offers 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). You’ll also get 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations and on transit (including taxis/rideshares, parking, tolls, trains, buses and more), and 1% cash back on other purchases.