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At Credit Karma, our editors and writers are here to help you navigate the often-confusing world of buying, financing and owning a car — from applying for a loan to finding an insurance policy that works for you.
![car-loan-payment-factors Rear View Of Man On Road Trip Driving Convertible Toward Sunset](https://creditkarma-cms.imgix.net/wp-content/uploads/2019/02/car-loan-payment-factors_1030408072.jpg?w=300&auto=compress)
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![how-to-negotiate-car-price Couple buying a car from salesman.](https://creditkarma-cms.imgix.net/wp-content/uploads/2019/02/how-to-negotiate-car-price-988321834.jpg?w=300&auto=compress)
![how-to-get-car-loan Smiling young woman driving a red car](https://creditkarma-cms.imgix.net/wp-content/uploads/2019/02/how-to-get-car-loan_467669224.jpg?w=300&auto=compress)
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![car-insurance-quotes Two men exchanging insurance after a car accident](https://creditkarma-cms.imgix.net/wp-content/uploads/2019/02/car-insurance-quotes_478050934.jpg?w=300&auto=compress)
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![what-is-prepayment-penalty Father and daughter at laptop in kitchen](https://creditkarma-cms.imgix.net/wp-content/uploads/2018/12/what-is-prepayment-penalty_547017501.jpg?w=300&auto=compress)
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![can-you-get-a-car-loan-with-bad-credit Young woman sitting in new car with key in showroom](https://creditkarma-cms.imgix.net/wp-content/uploads/2018/07/car-loans-people-bad-credit.jpg?w=300&auto=compress)
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![auto-loan-delinquency-rates-climb Car shoppers look at autos in dealer showroom.](https://creditkarma-cms.imgix.net/wp-content/uploads/2018/05/ndautodelinq.jpg?w=300&auto=compress)
![credit-karma-guide-auto-refi Image of a car key and hundred dollar bills against a light blue background. You'll have to think about what's right for you if you're wondering how to refinance your car loan.](https://creditkarma-cms.imgix.net/wp-content/uploads/2018/04/credit-karma-guide-auto-refi.jpg?w=300&auto=compress)
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![credit-karma-guide-0-percent-apr-auto-loans Old-fashioned red gas pump and classic green wagon with an APR financing offer against a yellow background](https://creditkarma-cms.imgix.net/wp-content/uploads/2018/02/credit-karma-guide-0-percent-apr-auto-loans.jpg?w=300&auto=compress)
![refinance-car-loan-bad-credit A woman tells her friend how to refinance a car loan with bad credit.](https://creditkarma-cms.imgix.net/wp-content/uploads/2018/01/refinance-car-loan-bad-credit.jpg?w=300&auto=compress)
![insurance-scores-affect-car-insurance-rates A couple drive a car after learning how insurance scores affect car insurance rates](https://creditkarma-cms.imgix.net/wp-content/uploads/2018/01/insurance-scores-affect-car-insurance-rates.jpg?w=300&auto=compress)
![Two friends riding in a car and wondering what factors determine their car insurance rates. Two friends riding in a car and wondering what factors determine their car insurance rates.](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/11/car-insurance-rate-factors.jpg?w=300&auto=compress)
![how-car-depreciation-affects-value Man in car wonders how car depreciation affects his vehicle's value](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/11/how-car-depreciation-affects-value.jpg?w=300&auto=compress)
![A woman in a car at sunset contemplates her potential auto refinancing savings A woman in a car at sunset contemplates her potential auto refinancing savings](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/11/auto-refinancing-savings.jpg?w=300&auto=compress)
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![Young woman leaning out of her car window and thinking about whether or not it's worth it to refinance an auto loan Young woman leaning out of her car window and thinking about whether or not it's worth it to refinance an auto loan](https://creditkarma-cms.imgix.net/wp-content/uploads/2017/10/auto-loan-refinancing-benefits.jpg?w=300&auto=compress)
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At Credit Karma, our editors and writers are here to help you navigate the often-confusing world of buying, financing and owning a car — from applying for a loan to finding an insurance policy that works for you.