Jerry car insurance services review: Compare quotes and switch plans through the app

Woman sitting in her carImage: Woman sitting in her car
Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when posted.

Editors’ take: Jerry can be a great tool for those who are looking to compare many auto insurance quotes simultaneously – and who are fine with a more automated experience.


Jerry auto insurance services at a glance

Availability Available in all 50 states and Washington, D.C.
J.D. Power customer satisfaction ratings Not listed
Number of complaints in 2021 Not listed
How to get an insurance quote Online or via the mobile app
How to submit a claim Via your insurance company or agent

Pros

  • Quick sign-up process
  • Checks for discounts every 6 months
  • Communication through the Jerry app

Cons

  • Automated process could frustrate those looking for human guidance

What you need to know about Jerry auto insurance services

Jerry is not an insurer itself — it’s an insurance comparison app that matches drivers with policies from a pool of more than 50 insurers, including Progressive, Nationwide, Travelers and AAA.

As a licensed broker, Jerry works with customers throughout the insurance process by comparing quotes, helping drivers switch plans and even canceling their old policies.

Launched in 2019, Jerry’s platform is free to use and operates primarily through its app, which uses artificial intelligence and machine learning to compare auto insurance options for customers quickly.

Sign-up through the app is quick

Jerry claims its sign-up process takes about 45 seconds. When you sign up, you’ll be asked to provide your name and phone number as well as information about the type of insurance you’re looking for (Jerry also offers home and renters insurance), whether you’re currently insured and whether you’ve filed any claims or had any violations in the last 5 years.

Jerry compares insurance premiums twice a year

Before your policy renews, Jerry searches and compares car insurance policies to find you the lowest premium for the same coverage you currently have.

You’ll get new quotes every few months. If you choose to switch your policy, a Jerry agent reviews the new policy and does the paperwork to help you make the change.

Auto coverage offered by Jerry auto insurance partners

As an insurance comparison tool and licensed broker, Jerry matches drivers with policies from more than 50 car insurance companies.

Those companies offer a range of coverage options, including:

  • Liability insurance
  • Comprehensive coverage
  • Collision coverage
  • Uninsured and underinsured motorist coverage
  • Medical payments coverage
  • Personal injury protection (PIP)
  • Gap coverage
  • New car replacement
  • Rental reimbursement
  • Towing and labor cost coverage
  • Rideshare vehicle insurance
  • Classic car coverage

Discounts offered by Jerry auto insurance partners

Jerry has the potential to save drivers money on their car insurance policies because of its ability to help users quickly compare and switch insurance providers. Several factors determine the cost of your car insurance, including your age, location, driving history and how likely an insurance company believes you are to file a claim.

Different insurers use different formulas to calculate your premium. Jerry claims that by comparing insurance quotes frequently, the company can ensure drivers consistently pay the lowest price for the coverage they need.

Because Jerry is an insurance broker and not a provider, the discounts included in your policy will depend on the insurer and the type of coverage you ultimately select.

Some common auto insurance discounts include the following:

  • Multi-policy discounts
  • Multi-car discounts
  • Continuous coverage discounts
  • Safe driver discounts
  • Good student discounts
  • Paperless discounts
  • Pay-in-full discounts
  • Automatic payments discounts

Common question: Who owns the Jerry app?

Jerry Services, Inc. owns the Jerry app.

Common question: Is Jerry legit for insurance?

Jerry has a 4.7 out of 5-star rating on the Apple app store and claims to have generated 25 million quotes for more than 2 million users.

Common question: How does Jerry insurance make money?

Operating under Jerry Services Inc., Jerry is a licensed insurance agency and acts as a broker, earning commissions from the insurance companies it works with. Jerry does not mark up the quotes or policies you get using its service.

Not sure if auto insurance through Jerry is right for you? Consider these alternatives.

  • Progressive: This insurance company offers a name-your-price tool and several options for bundling insurance.
  • Geico: This insurance company may be suitable for safe drivers looking for a wide range of usage-based discounts.

About the author: Sarah Sidlow is a freelance writer and editor based near Detroit. She has a master’s degree in journalism from Georgetown University. Sarah’s work has appeared in Luxembourg’s national newspaper, Washington City Paper… Read more.