Editors’ take: Jerry can be a great tool for those who are looking to compare many auto insurance quotes simultaneously – and who are fine with a more automated experience.
Jerry auto insurance services at a glance
| Availability | Available in all 50 states and Washington, D.C. |
| J.D. Power customer satisfaction ratings | Not listed |
| Number of complaints in 2021 | Not listed |
| How to get an insurance quote | Online or via the mobile app |
| How to submit a claim | Via your insurance company or agent |
Pros
- Quick sign-up process
- Checks for discounts every 6 months
- Communication through the Jerry app
Cons
- Automated process could frustrate those looking for human guidance
What you need to know about Jerry auto insurance services
Jerry is not an insurer itself — it’s an insurance comparison app that matches drivers with policies from a pool of more than 50 insurers, including Progressive, Nationwide, Travelers and AAA.
As a licensed broker, Jerry works with customers throughout the insurance process by comparing quotes, helping drivers switch plans and even canceling their old policies.
Launched in 2019, Jerry’s platform is free to use and operates primarily through its app, which uses artificial intelligence and machine learning to compare auto insurance options for customers quickly.
Sign-up through the app is quick
Jerry claims its sign-up process takes about 45 seconds. When you sign up, you’ll be asked to provide your name and phone number as well as information about the type of insurance you’re looking for (Jerry also offers home and renters insurance), whether you’re currently insured and whether you’ve filed any claims or had any violations in the last 5 years.
Jerry compares insurance premiums twice a year
Before your policy renews, Jerry searches and compares car insurance policies to find you the lowest premium for the same coverage you currently have.
You’ll get new quotes every few months. If you choose to switch your policy, a Jerry agent reviews the new policy and does the paperwork to help you make the change.
Auto coverage offered by Jerry auto insurance partners
As an insurance comparison tool and licensed broker, Jerry matches drivers with policies from more than 50 car insurance companies.
Those companies offer a range of coverage options, including:
- Liability insurance
- Comprehensive coverage
- Collision coverage
- Uninsured and underinsured motorist coverage
- Medical payments coverage
- Personal injury protection (PIP)
- Gap coverage
- New car replacement
- Rental reimbursement
- Towing and labor cost coverage
- Rideshare vehicle insurance
- Classic car coverage
Discounts offered by Jerry auto insurance partners
Jerry has the potential to save drivers money on their car insurance policies because of its ability to help users quickly compare and switch insurance providers. Several factors determine the cost of your car insurance, including your age, location, driving history and how likely an insurance company believes you are to file a claim.
Different insurers use different formulas to calculate your premium. Jerry claims that by comparing insurance quotes frequently, the company can ensure drivers consistently pay the lowest price for the coverage they need.
Because Jerry is an insurance broker and not a provider, the discounts included in your policy will depend on the insurer and the type of coverage you ultimately select.
Some common auto insurance discounts include the following:
- Multi-policy discounts
- Multi-car discounts
- Continuous coverage discounts
- Safe driver discounts
- Good student discounts
- Paperless discounts
- Pay-in-full discounts
- Automatic payments discounts
Who owns the Jerry app?
Jerry Services, Inc. owns the Jerry app.
Is Jerry legit for insurance?
Jerry has a 4.7 out of 5-star rating on the Apple app store and claims to have generated 25 million quotes for more than 2 million users.
How does Jerry insurance make money?
Operating under Jerry Services Inc., Jerry is a licensed insurance agency and acts as a broker, earning commissions from the insurance companies it works with. Jerry does not mark up the quotes or policies you get using its service.
Not sure if auto insurance through Jerry is right for you? Consider these alternatives.
- Progressive: This insurance company offers a name-your-price tool and several options for bundling insurance.
- Geico: This insurance company may be suitable for safe drivers looking for a usage-based discount.