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Will following up on an offer you present result in a chek of my credit & lowering of my score?
Will the offerer of an offer on Credit Karma check my credit if I want to get more info on the offer and will that credit check be a "hard" check that stays on my account?
Asked by
Buddysmomma
1 year ago
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Only if you request the offer officially. I think they can do soft checks as well before finalizing the details. Just call them up and give them a estimate for the questions they ask so they can give you a quote.
shekshishekki 1 year ago
These questions are answered by other Credit Karma users, not the site. But applying for any kind of credit will usually result in a hard inquiry which could potentially lower your credit score ( depending on existing number of credit inquiries) Increasing loan amounts and overall potential debt could also be debilitating. You can check to see the effects any offer may have with the credit calculator before participating or applying for any onsite/offsite offer. Good Luck.
Kensington22 1 year ago