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Why do student loans negatively affect credit if they're current and paid on time?
I have several student loans that show up separately on my credit report. They are current and not behind but they've seemed to negatively affect my credit. Is there anything I can do about that?
Asked by
jazz102771
1 year ago
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Lenders figure that if you're already paying $$$ a month on existing loans, you've got that much less to pay them.
Also, a large number of loans is seen as risky. Can you consolidate? If not, maybe you could pay extra each month on the smallest loan and get it paid off early, then go on to the next etc.
Daphne88 1 year ago