Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!
Asked by
Jooper
1 year ago
Flag this Question
The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.
Let the community lend a hand!
These are the most popular credit card offers from Credit Karma members with credit similar to yours.
See More Credit Cards...Copyright© 2007-2012 Credit Karma™, Inc. Credit Karma is a registered trademark of Credit Karma, Inc. All Rights Reserved. Product name, logo, brands, and other trademarks featured or referred to within Credit Karma are the property of their respective trademark holders. This site may be compensated through third party advertisers.
For very poor credit, a secured card for sure. Check out Public Savings Bank. They don't even check your credit.
hardeight 1 year ago
Both cards would have the same effect on your score as long as they have the same credit limit.
rafsta 1 year ago
The Orchard Bank card is in my experience the best of these. They report your payments very quickly to the bureau's and genrally make me feel like they aren't trying to rip me off every chance they get, like other companies
jarena82 1 year ago
Depending on what your credit score is,orchard bank,first premier bank,or credit one bank would be your best bet!BUT,be expecting high fees and low limits to start out!What alot of people don't understand is that when you have very poor credit you have to start somewhere!If these sub-prime cards are all you can get,then use them to rebuild your credit then when your credit scores improve,try to get better cards with lower fees and higher limits!
foolsgold2 1 year ago