- How It Works|
- FAQs|
- Help
- Log In to your account |
- Sign up now for free!
Credit Advice
Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!
Question
Share this question with others:
I was denied for the Citi Forward card, (750 score). What should i do?
They said that my credit limits are too low. I really want to get this card for its rewards,just not sure what to do.
Asked by
vakperov
1 year ago
Flag this Question
4 responses
- Prev
- 1
Reply To This Question
The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.
Let the community lend a hand!
3 Most Recent Questions in Credit Cards
i'm only 20 and i'm in debt over $7000! has anybody been in this situation that can give any advice?
0 Responses
Asked by peaches16
under Credit Cards
After divorce, how do you get yourself removed from ex's credit cards?
0 Responses
Asked by Jennifer617
under Credit Cards
Credit Card Offers Just For You
These are the most popular credit card offers from Credit Karma members with credit similar to yours.
Orchard Bank Visa Cards
- Acceptance at millions of locations including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
Orchard Bank Classic MasterCards
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
Capital One® Secured Mastercard®
- Get the credit you need with no processing fees or application fees
- Automatic reporting to the 3 major credit bureaus
- Track credit with access to your credit score and other tools
Copyright© 2007-2012 Credit Karma™, Inc. Credit Karma is a registered trademark of Credit Karma, Inc. All Rights Reserved. Product name, logo, brands, and other trademarks featured or referred to within Credit Karma are the property of their respective trademark holders. This site may be compensated through third party advertisers.
You can always appeal the denial, but there are lots of other credit cards with great rewards that will be available to you at that score. Can you give more detail on their response? Are they saying that your credit utilization is too high? With that kind of score, if you have other cards, you should request credit limit increases to improve your utilization (you're not carrying a balance, right? :)
ryan 1 year ago
Here is the response that was give to me:
Here's what you should know
The application was processed by a credit scoring system
that assigned a numerical value to various items on your
application and your credit bureau report. The
information did not score a sufficient number of points for
approval. The low scoring area(s) were:
o Your credit report shows your accounts have a low credit
limit.
o Your credit report shows too few credit references.
The reason i want this one is because I would like to gain the Thank You points for Citi.
vakperov 1 year ago
Do you already have cards with Citi? Sometimes they don't like people having too many cards.
CharleneK 1 year ago
I do, I have one sponsored by Citi, but it doesn't work for me in the sense that it has no reward points.
vakperov 1 year ago