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After ten+ years of staying in the low light with creditors, should I open a secured credit card...
I was told staying "out of touch" with creditors for up to 10 years would make any negative files on your credit disappear. It has been about 12 years since I have had last contact with any creditor. I want to try to rebuild my credit. If I open a secured Capital one card or similar, will that boost my credit score, or will they track my SS# back to the old accounts and take me where I don't want to go?
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tr1ppr
1 year ago
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Annualcreditreport.com and pull your report. You could also try Orchard Bank.
nandog 1 year ago
Why come out of the lime light? Why do you want debt ?
KeesdeWit 1 year ago
I would like to boost my credit score so that I can get financed for a decent automobile, or even a house eventually.
tr1ppr 1 year ago
you should be fine to start building credit, its all past the 7 year mark. Good luck
amaazin 1 year ago
thanks!
tr1ppr 1 year ago