Credit Cards - Secured Credit Cards
Without a perfect credit score, there are few certainties when it comes to guaranteed credit card approvals. The one exception is a secured credit card. Secured credit cards require that you make a security deposit. That security amount minus processing fees is then set as your credit limit. The great thing about secured credit cards is that they are guaranteed approval credit cards. The not so great thing is that they can come with hefty fees and low credit limits.
If you have poor credit and want to start rebuilding your credit, a secured credit card is a great way to begin with guaranteed approval. Below are some of our favorite secured credit cards with guaranteed approval.
Recommmended just for you
Best Secured Card for Poor Credit
Public Savings Bank Secured Visa
- 0% APR for purchases for 6 months
- No annual fee. Just a one time fee of $79
- No credit, income or employment requirements
- Reports to all 3 national credit bureaus
- 25 day grace period
Why we recommend it...
If you are having trouble getting approved for a traditional credit card due to lack of credit history or previous derogatory credit, the Public Savings Bank Secured Visa is for you. There is no annual fee, only a one-time activation fee of $79, and your credit limit will match your secured deposit of $300-$25,000 for immediate use. You can also charge your first 6 months of purchases interest free! Remember to stay current on this card; it will report to all three agencies so you can build or rebuild your credit as you make your payments.
Pros:
- Low Fees and No Processing Fee
- Guaranteed Approval
- Builds Credit History
- Convenience of a Visa Card
Cons:
- Requires a Deposit
Credit Score Approval Data †
Average Credit Score Approved for this Card
Lowest Credit Score Approved for this Card
Additional secured credit cards
The BuyRIGHT Prepaid MasterCard®
- Get cash at over 900,000 ATMs worldwide
- Pay your bills online or over the phone
- Eliminate payday hassles with free direct deposit
- Accepted at millions of MasterCard locations worldwide
- NO credit checks
- NO employment verification
- NO monthly or annual fees
New Millenium Bank Secured Black Diamond Visa® or Mastercard®
- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
* Terms and conditions apply
New Millennium Bank Secured Gold Visa® or MasterCard®
- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
* Terms and conditions apply.
* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on Provider's website.
† Credit Karma members have received approvals with these credit scores. We hope this information helps you in your selection. Please note because factors including income, length of credit history, and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.
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