Credit Cards for Good Credit

Credit Karma Recommended Credit Cards Finding the best credit card can be a difficult task. At Credit Karma, we compare credit cards across dozens of credit card companies to give you the most up to date reviews and recommendations. Our featured credit cards have been declared the best credit cards based on user feedback, credit card interest rates, card benefits, and the way you plan to use the card. As a unique benefit, we also provide user feedback on credit score requirements and credit card limits. All of the reviews are free and you can apply online instantly. Search All Credit Cards

Featured Cards by Credit Score:

Updated: 3/1/2010

Good Credit Score (640-719)

With good credit, your options begin to open up and it's vital to comparison shop. You'll discover a wide range of APRs, benefits, and fees. Be careful and do your homework because good credit is where many companies make their money. Below are our favorite credit cards for good credit.

Chase Freedom^SM Credit Card

Best Cash Back Card

Yes No

Chase Freedom<sup>SM</sup> Credit Card Credit Card

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3% bonus cash back offers in popular categories like gas, home improvement and department stores
Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
Up to an additional 20% cash back at select merchants when you shop online through Chase
0% Intro APR and No Annual Fee

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154 Comments| Share| 0 members think this is a good card

Why we recommend it...

As the economic environment continues to narrow consumers’ credit card options, the Chase Freedom Card is bellwether for consumers with good credit. The Chase Freedom Credit Card has some of the best features in this market including 1% cash back (up to 20% with certain merchants), and up to 12 months of 0% APR for purchases.

The Chase Freedom Card is the most popular credit card on Credit Karma with over 100,000 members carrying this card. The average credit limit for this card for consumers with good credit is $4,680.

Pros:

No Annual Fee
0% APR

Cons:

Balance Transfer Fees
Credit Requirements

Credit Score Approval Data †

738

Average Credit Score Approved for this Card

685

Lowest Credit Score Approved for this Card

Citi® Platinum Select® Card

Best Revolving Card

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0% APR* on balance transfers and purchases for up to 15 months
No annual fee
Citi® Identity Theft Solutions
$0 Liability on unauthorized purchases
Secure, free online account management
Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.

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80 Comments| Share| 0 members think this is a good card

Why we recommend it...

If you carry a balance on your credit card, a low interest rate is key to saving money over the long term. Don't get fooled into getting a rewards card with a high APR. You'll pay for those rewards several times over in higher interest payments. The Citi® Platinum Select® Card has a variable interest rate as low as P+8.74%(V). The interest rate is determined based on your credit, so make sure your credit is at least 720 if you want to take advantage of this rate.

Pros:

Low Interest Rates
Low Fees

Cons:

Requires High Credit Score
Fee on Balance Transfers

Credit Score Approval Data †

739

Average Credit Score Approved for this Card

654

Lowest Credit Score Approved for this Card

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on Provider's website.

† Credit Karma members have received approvals with these credit scores. These approval metrics are only guidelines and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.