Credit Cards for Good Credit
If you have good credit, getting approved for a new credit card can be easy. Finding the right card can be a bit more difficult. Credit cards for good credit vary widely since this is the largest group of new users. We suggest the following credit cards based on our users' feedback, credit requirements, and card benefits. Remember, with good credit, it's important to find the credit card with the right features for you. Search All Credit Cards
Featured Cards by Credit Score
Updated: 11/1/2009
GOOD CREDIT SCORE OF 640-719
With good credit, your options begin to open up and it's vital to comparison shop. You'll discover a wide range of APRs, benefits, and fees. Be careful and do your homework because good credit is where many companies make their money. Below are our favorite credit cards for good credit.
Best Cash Back Card
Chase FreedomSM Credit Card
- $50 Cash Back after your first purchase!
- 3% bonus cash back offers in categories like gas, home improvement and department stores
- Full 1% Cash Back on every purchase - no spending tiers or caps on how much you can earn
- Up to an additional 20% cash back at select merchants when you shop online through Chase
Why we recommend it...
As the economic environment continues to narrow consumers’ credit card options, the Chase Freedom Card is bellwether for consumers with good credit. The Chase Freedom Credit Card has some of the best features in this market including a $50 cash back bonus, 1% cash back (up to 20% with certain merchants), and up to 12 months of 0% APR for purchases.
The Chase Freedom Card is the most popular credit card on Credit Karma with over 100,000 members carrying this card. The average credit limit for this card for consumers with good credit is $4,680.
Pros:
- No Annual Fee
- 0% APR
- $50 One-Time Cash Back
Cons:
- Balance Transfer Fees
- Credit Requirements
Credit Score Approval Data †
Average Credit Score Approved for this Card
Lowest Credit Score Approved for this Card
Best Revolving Card
Citi® Platinum Select® Card
- 0% APR* on balance transfers and purchases for 9 months
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
- Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.
Why we recommend it...
If you carry a balance on your credit card, a low interest rate is key to saving money over the long term. Don't get fooled into getting a rewards card with a high APR. You'll pay for those rewards several times over in higher interest payments. The Citi® Platinum Select® Card has a variable interest rate as low as P+8.74%(V). The interest rate is determined based on your credit, so make sure your credit is at least 720 if you want to take advantage of this rate.
Pros:
- Low Interest Rates
- Low Fees
Cons:
- Requires High Credit Score
- Fee on Balance Transfers
Credit Score Approval Data †
Average Credit Score Approved for this Card
Lowest Credit Score Approved for this Card
* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on Provider's website.
† Credit Karma members have received approvals with these credit scores. We hope this information helps you in your selection. Please note because factors including income, length of credit history, and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.
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