Marriott Bonvoy Boundless® Credit Card review: Practical rewards and perks to balance out the annual fee
Great for free hotel nights
Annual Fee: $95
The average credit score for members who have matched with this card or similar cards is 719
The average credit limit for members who have matched with this card or similar cards is $14,514
Explore more about this card:
Here’s the average credit limit of members who matched their Marriott Bonvoy Boundless® Credit Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $14,514, with $1,000 being the most common.
Here’s the average credit score of members who matched their Marriott Bonvoy Boundless® Credit Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 719, with 810 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Member stats
Updated daily
24.2%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
46 years
Average age of members who matched this card or similar cards.
$114,014
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Pros and cons
Image: yesStrong sign-up bonus
Image: yesExtra points for Marriott stays
Image: yesAnnual free night award
Image: ConA big spending requirement to earn that sign-up bonus
Image: ConLow point value (according to our valuations)
Image: Con$95 annual fee
Marriott Bonvoy Boundless® Credit Card review
Updated September 3, 2025
This date may not reflect recent changes in individual terms.
Written by: Tim Devaney
4 things to know about the Marriott Bonvoy Boundless® Credit Card
1. Annual free night award can help cover the annual fee
The Marriott Bonvoy Boundless® Credit Card comes with a $95 annual fee, but you may find it fairly easy to make up for that upfront cost from just one benefit. That’s because you’ll qualify for one free night award each account anniversary.
The free night award can be used at participating midtier hotels on rooms that cost up to 35,000 points.
2. Big sign-up bonus, but no hotel credits
The Marriott Bonvoy Boundless® Credit Card offers 3 Free Night Awards (each night valued up to 50,000 points) after you spend $3,000 on qualifying purchases within your first 3 months of account opening.
But there is no annual hotel credit to provide extra ongoing value at Marriott hotels.
3. Earn more points for Marriott stays
The Marriott Bonvoy Boundless® Credit Card offers six points for every $1 you spend on purchases at participating Marriott hotels, and two points for every $1 spent on all other purchases. Plus, you’ll earn three points per $1 spent on gas station, grocery store and restaurant purchases, up to $6,000 spent each year.
Because the Marriott Bonvoy Boundless® Credit Card also gives you complimentary Marriott Bonvoy Silver Elite status, you can earn another 11 points for every $1 you spend at participating Marriott hotels, in addition to the points you earn with your credit card. That’s 10 base points for every $1 you spend on qualifying purchases, plus a 10% bonus for Silver Elite status.
If your qualifying purchases are at participating Marriott hotels, you could earn a total of 17 points for every $1 you spend at Marriott.
4. Turn hotel loyalty into a more comfortable stay
That automatic Silver Elite status that you can earn with the Marriott Bonvoy Boundless® Credit Card also entitles you to priority late checkouts — based on availability — at participating Marriott hotels. This perk could come in handy when you have a late afternoon or evening flight and would rather relax than pass the time with some other activity.
The Marriott Bonvoy Boundless® Credit Card also offers the opportunity to upgrade to Bonvoy’s Gold status each calendar year that you either spend $35,000 on qualifying purchases. Gold status comes with the added benefit of receiving complimentary room upgrades — based on availability — at participating Marriott hotels.
Understanding your points and redemption options
Marriott Bonvoy points can be used to book rewards nights at Marriott hotels. We estimate these points to be worth approximately 0.90 cents each, according to Credit Karma’s point valuations, but the actual value you get depends on how you redeem your points.
That value could depend on where you choose to stay. Marriott’s rewards program features several categories of hotels, so there’s some variety in your options.
No matter where you stay, you can make your points earned with the Marriott Bonvoy Boundless® Credit Card go further by taking advantage of Marriott’s fifth-night-free promotion. If you book a five-night stay using your points, you need to redeem only enough points to pay for the first four nights because the fifth night will be free.
You can also transfer points to one of Marriott’s participating airline partners, or redeem through Marriott’s rewards program for rental cars, gift cards, charitable donations and special experiences. But you’ll typically get more bang for your buck when you redeem your points for a hotel room.
Who this card is good for
The Marriott Bonvoy Boundless® Credit Card could be a good choice for regular Marriott guests who are more interested in value than maximizing luxury.
While the Marriott Bonvoy Boundless® Credit Card doesn’t feature countless credits or fancy perks, it offers plenty of opportunities to capitalize on your Marriott loyalty with practical benefits like the free night award and late checkouts. You’d also be able to get that value without paying a premium for perks you might not use, like spa treatments and hotel lounge access.
Not sure this card is right for you? Consider these alternatives.
If the Marriott Bonvoy Boundless® Credit Card isn’t for you, you might be interested in one of these other hotel credit cards.
- Marriott Bonvoy Brilliant® American Express® Card: This card is good for Marriott-loyal travelers who want a bit more luxury during their stays.
- Marriott Bonvoy Business® American Express® Card: This card could be the right pick for business travelers who are loyal to Marriott.
- Capital One Venture Rewards Credit Card: This card could be a better pick for travelers who usually stay with many different hotel brands.
Member reviews
Most helpful positive review
June 20, 2024
Amazing
— Credit Karma Member
I got 5 free hotel nights in great hotels
Most helpful negative review
June 5, 2024
Terrible Customer Service
— Credit Karma Member
I decided to apply for the Bonvoy Boundless card specifically because of the enticing limited time offer: get 5 free nights after spending $5000 in first 3 months. After I was approved and had the card, I reached out to customer service to find out how to locate the “tracker” of my $5000 spend because I couldn’t locate it anywhere on the app. I was told that there wasn’t one and I just needed to call which, in itself, seemed strange. But then I was told that I had received the 3 free nights offer. I said that I should have the 5 free nights offer and that was the only reason why I was compelled to apply. I was told that the only way they could change it was if I had actual proof that I applied when the offer was 5 free nights. It just so happened that I did have proof. I had a screenshot with the 5 free nights offer that was time stamped with the day I saw the offer and then I had another screenshot of the email from the same day that indicated that I was approved for the card. It was irrefutable proof. I was then referred to a website where I needed to submit the entire issue and upload the screenshots. I was told I would hear back within a few days. I never heard back. I called back over a week later and had to explain the entire situation over again. I was then transferred to someone else and had to explain the entire situation AGAIN. Then I was told that the matter had to be escalated and I would get a response back in a few days. A couple days later I received an email saying that my “request” could not be approved but that I received the 3 free nights offer. It was as if I was randomly requesting “an upgrade” as some sort of favor. I called back again and, after explaining the entire situation once again, I said that this was unacceptable. I was not asking for a favor. I applied when they were running the 5 free nights offer and I had clear proof that this was the case. I was again told that this was going to need to be escalated and I would hear back in a few days. I never heard back and gave up at that point. But even though it was a few months ago, I am still very bothered by the fact that I was cheated out of 2 free nights which is actually a significant value. This is shameful service from a company as big as Chase. Not to mention that I am a Marriott Bonvoy Lifetime Gold Elite member. Extremely bothersome situation and from reading reviews, it seems like other customers have had similar situations from Chase.