Transcript vs. full copy: which one do you need
| Option | Cost | What it shows |
|---|---|---|
| Tax Return Transcript | Free | Most line items from your original return, current year and up to three prior years |
| Tax Account Transcript | Free | Filing status, AGI, and any changes made after filing, current year and up to nine prior years |
| Full Copy of paper filed return (Form 4506) | $30 per year | An exact copy of your filed return, if you paper-filed |
Get a free transcript online through your IRS account
Log in to your IRS Online Account and choose Get Transcript Online. Once you verify your identity, you can view, print, or download your transcript immediately. This is the fastest option if you need your prior-year adjusted gross income to e-file this year’s return or verify past income for a loan.
Request a transcript by mail or phone
If you can’t verify your identity online, call 800-908-9946 or mail Form 4506-T to request a transcript by mail. You can mail or fax Form 4506-T. Expect delivery in five to ten business days from the date the IRS receives the request. This option works well if you don’t need the transcript immediately.
Order a full copy of your return with Form 4506
A transcript won’t work if you need an exact copy of your original return, including attachments and schedules exactly as filed. In that case, complete Form 4506 and pay $30 per tax year requested. This only works if you filed a paper return. The IRS doesn’t have scanned copies of e-filed returns on file.
Other places to look: tax software and your preparer
Before going through the IRS, check whether your tax software account has a copy saved, or ask your prior preparer for a copy. Many software companies and preparers keep client records for several years; this can be faster than waiting on an IRS request.
