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Young African-American couple reviewing their finances and considering how they'll budget to repay their 401(k) loans since tax reform gave borrowers more time.Image: Young African-American couple reviewing their finances and considering how they'll budget to repay their 401(k) loans since tax reform gave borrowers more time.

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WASHINGTON, DC - MAY 24: U.S. Secretary of Education Betsy DeVos testifies during a hearing before the Labor, Health and Human Services, Education and Related Agencies Subcommittee of the House Appropriations Committee May 24, 2017 on Capitol Hill in Washington, DC. The subcommittee held a hearing on "Department of Education Budget."Photo by Alex Wong / Getty Images News / Getty ImagesImage: WASHINGTON, DC - MAY 24: U.S. Secretary of Education Betsy DeVos testifies during a hearing before the Labor, Health and Human Services, Education and Related Agencies Subcommittee of the House Appropriations Committee May 24, 2017 on Capitol Hill in Washington, DC. The subcommittee held a hearing on "Department of Education Budget."

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