GreenSky Personal Loans Reviews

2.5 out of 5 stars
2 Reviews

From Borrowers in the last year


Application Process

5 out of 5 stars

Customer Service

3.5 out of 5 stars

2.5 5

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These reviews were written by current and former borrowers in the last year.

Mar 24, 2017
Do NOT Use this company.

Do no use this company if you have good credit.  The way the calculate the zero percent interest is to charge you the full amount and report it to your credit agencies each month and then rebate that amount at the end of the loan.  Once I realized this, I paid off the full amount, put a hold on the account and explained that I never wanted to to business with them again.  That was over three months ago.  Even though I paid the account in full, just days after it was opened, they continue to report that I owe the full amount to all credit agencies.  I've called three times to have this resolved and it has only gotten worse.  If you have a great credit rating, and I do, do not mess with this disaster of a scam company.

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Jun 16, 2016
Home improvement
Anonymous Borrower

Set up by my siding company had a two part loan to cover the cost. Borrowed 7k at 7.99% my credit score at the time was about 680. I do not have automatic payments I pay through their online website. Never had a problem. Only spoke to an associate once when the loan was first opened they do a credit credit check.

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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.