I applied when I started college in 2013. I currently have a savings, checking, and money market account with them, as well as their Secured Visa. Their rates are better than a lot of "physical" banks I've looked at, and the Visa card made it possible for me to build credit, as I had none prior. Their online banking system makes it very easy to transfer funds between accounts, and their mobile app lets you deposit checks without going to a branch or ATM. You can use the ATM at pretty much any credit union for free, and they'll pay your other ATM fees up to a certain amount each month, which is great. Every time I've called their cusomer service, the people have been easy to understand on the phone and very friendly and helpful.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
Most Helpful Positive Review
Most Helpful Negative Review
I seldom use this credit union. It doesn't work as conveniently as other credit unions or banks. There's one ATM I can use to load funds. When I initially started this account I needed to HAVE my member number in hand to speak about my account. If you don't you have to answer aprox. 10 questions! and yes your this includes your full social security number. A real nuisance. I was also informed that I would need to get a new card if I wanted to change my PIN. Other credit unions get their direct deposit a day earlier than regular banks. This one was the complete opposite. I got my direct deposit a day after regular banks. OH!! I almost forgot, when I signed up I used a promotional code. They told me after that I don't qualify because I used the method of making a payment to a local program to gain membership. Basically, they told me I'm not a REAL NEW MEMBER and I don't qualify for the same benefits as others, I had it at three stars and now lowered it to two. I had to reach out to the BBB for a resolve.
The purpose of this post was the following:
Applied for a Personal Service Loan (PSL) CK credit scores 649TU/668EQ one recent inquiry. PSECU approved me for the minimum as I requested. YAY! I just needed a little extra help this month and was going to go to one of those high interest locations if I did not get approved. Really ecxited for this approval. It's not much but it's what I needed. Hope this helps you out on your search.