Navy Federal Credit Union Reviews

3.6 out of 5 stars
14 Reviews

From Account Holders in the last year

ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

Application Process

4 out of 5 stars

Customer Service

3.5 out of 5 stars

3.5 5
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Most Helpful Positive Review

Mar 19, 2019
Best banking experience hands down.
Membody Account Holder

You can call them about any service 24/7. I called with loan application questions at 2am and, sure enough, I got to speak with a human being. They actually answer my questions and help me learn about credit, credit cards, loans, etc.

They gave me a massive 25K credit limit on my very first unsecured credit card and beat every other auto loan rate quote I got for my first car.

The mobile app is super easy to use and I literally have never needed to visit a branch, ever. I think the closest one is 75 miles away in Miami anyway, lol.

Navy Fed helped me to grow from someone without a clue about finances into a responsible borrower within a matter of 2 years.

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Most Helpful Negative Review

Jul 02, 2019
Becky is the Worst
Superhuntress11 Account Holder

I was just on the phone for 1 hour and 6 hours and with Navy Federal. I spoke with 4 people, the last I spoke with being Becky on the phone (a supervisor). It was the most horrible phone call of my life. She was awful, verbally abusive,  and after that phone call I want to crawl into a hole and die. She was unable to help me, interrupted me repeatedly, raised her voice, blatantly lied about the previous representatives had said, claimed I was lying after I told her what the last two representatives said (check the tapes of the conversation for proof), refused to provide any real help or support, threatened me, refused to allow me to speak with anyone else, refused to close my Navy Federal account, and told me to call back because she refused to speak with me. Becky was by far the worst customer service representative I have ever encountered and top 3 worst human being I’ve ever encountered.

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These reviews were written by current and former account holders in the last year.

Dec 24, 2018
Long time customer
Ladysha113 Account Holder

 I love this credit union. They’ve always been extremely helpful & have excellent customer service. Always quick & easy

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Dec 24, 2018
Stryker421 Account Holder

So I had my account hacked awhile back. Luckily, I used the account purely for their credit card, so only petty cash was in the account at the time but I did have a substantial amount of points. The hackers gained access somehow (unknown to this day) and redeemed my points in the form of Apple Gift cards. 

As soon as I learned this, I contacted customer support and they took care of everything! They immediately took the matter very seriously by closing that account, opening up a new account simultaneously, and reissued all new cards. They walked me thru some steps to prevent this from ever happening again and so far it has been wonderful. 

The only annoyance out of this entire matter I had was it took a rather long time for them to issue me the points I lost. Their fraud department dragged their feet with me calling at least once a week for an update. After about a month or so, I was given all my points back thankfully. 

I justed wanted to highlight this bank since even though it’s a credit union and over looked by many, Navy Federal is an amazing bank! 

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Sep 18, 2018
Ive loved them for years
Pookiesauce Account Holder

The customer service is great. Everytime i walk into the branch I feel welcomed. They offer me better rates when I qualify and Ive had no issues with the upgrading process! Ill never leave NFCU

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