Chartway Federal Credit Union Reviews

1.6 out of 5 stars
12 Reviews

From Account Holders in the last year


Application Process

2 out of 5 stars

Customer Service

1.5 out of 5 stars

1.5 5

These reviews were written by current and former account holders in the last year.

Sep 13, 2017
Anonymous Account Holder

My husband is in the military and she deployed at times so he added my name to the account so they can discuss the account with me. There has been 2 instances where they would not let me make a payment on the account because they claimed they didn't see a note that allows them to talk to me. This has to be some kind of legal issue. 

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Sep 03, 2017
Painful - Insulting
tfig218 Account Holder

Under their prior administration, they were responsive. Now, if you get a response, it is inconsistent and rude.

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Aug 16, 2017
Used to be good under another name.
Anonymous Account Holder

WAS an AMAZING place under utah central credit union, but now they nickle and dime you now under their new name(s).

They have gone through so many changes in the past few years with little to no warning, how many hands it has changed through, how much it is becoming like a bank. Sad to see it go this way. they were great, just not anymore.

I still like the great deals they have and higher interest on savings account vs other places, but I think I am ready to try a new place. Not worth the extra 0.05% I get here. If you want to deal with the possible troubles I dealt with, then I wish you the best, as they were and still are good for some things. Hopefully they will get better with chartway federal credit union in charge. For me, I am worn out from them.

While on my mission I had no idea they were charging me $8 a month fee for having a free account open. You can imagine my surprise when 11 months out I had no money for food after a surprise transfer when my math and careful spending log book says I have more than enough.

long story short I emailed family who told me what was going on and at the very least heritage west (at the time) refunded most of what was taken. Problem: My account is free and must have been a computer error.... odd since it happened right as I left for a 18 month mission.

Let me do the math. 11 months times $8 a month equals $88 dollars taken without reason or warning. That is a lot for someone who can't earn any money or look at their account while on a mission.

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Aug 15, 2017
No loyalty to their customers
Anonymous Account Holder

Been with the Credit Union for 20 years!  I have direct deposit, paid off a 3,000 secured loan without missing a payment, and they wouldn't even give me a 500.00 line of credit on my checking account!  They have no problem giving you overdraft protect, so that they can charge you outragous fees for a 10.00 overdraft!  Stay away!!!! Go to Navy Federal if you can!!!

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Jul 14, 2017
Horrible online banking&customer service
Anonymous Account Holder

Never had a hard time registering for online accounts. You have to register an account just to make payments then you have to call Chartway to have them register an account for you to view account details. You can't set up and register your own online banking. They keep saying they will email me info but I have not received one email from them. I tried to reset my password just to see I would get an email to reset password......nothing! Called customer service and they keep telling me to reregister with new email, login, and password it keeps saying can not verify account.

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Jul 06, 2017
Anonymous Account Holder

 I had over $100,000 in the bank went in and asked for a money order the guy wanted to charge me three dollars for a money he wanted to charge me three dollars for a money order been with them since I was 19  years old change names several times now  62 now told the guy write me a check as that other one to another credit union gave me a check that day for my money order Utah branch suck

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May 13, 2017
Serious erosion in service quality
Anonymous Account Holder

There was a time when this credit union cared about its members. However, in recent months, I have noticed a sharp decline in service and overall caring and have moved the bulk of my business elsewhere.

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Apr 28, 2017
Horrible and greedy
Anonymous Account Holder

We had to go through this bank for a truck loan and we had to return the truck. We said we would pay back the money WHEN WE HAD IT! They agreed and now we are getting a letter from a collection agency instead of you knownthe bank asking what's going on...if we can set up payments yet. Now they won't even be civil towards us even though THEY never even gave us the information in order to send the money once we financially could. NEVER WORK WITH THIS BANK! They are horrible and greedy! They say they have your back when in fact all they want is your money even though you can't pay right away! 

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Apr 11, 2017
They don't make it easy to pay!
Anonymous Account Holder

I refinanced an auto loan through Chartway and I'm now regretting it. They don't accept online payments (unless you have a deposit acct with them that you can pay from). They now charge you a $5 fee to pay over the phone. They only send a statement/bill every 3 months instead of monthly, which has caused me to be late on my payments several times as I was not aware I wouldn't be getting a monthly bill. Yes, I can go into one of their "partner" branches but it's not at all convenient for me! Oh, btw, the partner branch near me is the credit union I had BEFORE I refinanced with Chartway. Funny ole world, ain't it?

I would not recomment doing business with this place, at least not for an auto loan. 

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Apr 09, 2017
very friendly and helpful
Anonymous Account Holder

when I have had a problem they resole it in a timely manner

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