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BCU

4.5 out of 5 stars
8 Reviews

From Account Holders in the last year

ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL

Application Process

4.5 out of 5 stars

Customer Service

4.5 out of 5 stars

4.5 5
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These reviews were written by current and former account holders in the last year.

Nov 29, 2016
This credit union is by far the best yet
HolmanClifford Account Holder

They take time to explain, they are fast and great with customer service, I have even had other become a member.

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Nov 20, 2016
Simply outstanding!
Larkowitz Account Holder

A few weeks ago I needed to withdraw cash when I stumbled upon a BCU ATM. I had never even heard of them before that day. I looked up some info on what they offered and I liked it so I decided to join. BCU verified my info and gave me my member number and account information online, on the spot. (I always had to send documents and wait with other CUs) I was also approved for their Simply Visa card the same day I joined! Transactions are posted incredibly fast, they offer transfers to external accounts, you get your paycheck two days early, customer service has been really good so far, no hidden fees. (there are few, if any, depending on what you're doing.) Right now I waiting so to see if I get approved for a personal loan to consolidate some old credit card debt with a lower rate, but they make me feel confident about it. I'm expecting good results. 

Before I discovered credit unions, I was using Discover Bank. (they're good but, no bank will ever be a credit union kind of good) But it's an online bank so I also needed a local bank where I could make fast deposits if needed. So I kept an account with Banco Popular too. (most credit unions in PR charge about $10 a month for their investment account you must open to be a member, not like the ones in the US) After a friend recommended me to open an account at a CU I opened one with LMCU, and time later I opened an account with Alliant CU. Each of those banks/CUs offered different services that were important to me: 

- Banco Popular - Easy, fast deposits at a branch or ATM.

- Discover Bank - Free ACH transfers, rewards for using your debit card

- Alliant CU - 1% interest rate on savings (best I had so far) free ACH transfers too.

- Lake Michigan Credit Union - 3% interest rate on checking (after meeting some requirements) 

Now thanks to Baxter Credit Union I might actually close all of those accounts. They offer everything I want, in a single place:

- Convenience of having a local branch.

- Free ACH transfers

- Rewards for using your debit card

- 1.25% savings rate with Rainy Day savings, which doubles to 2.50% after the first year.

- 2% interest rate with Powerplus Checking after meeting the requirements.

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Nov 25, 2016

Update: They also approved my personal loan. :)

 
Nov 08, 2016
Multi Loans with no issue
Tiff04any Account Holder

BCU is pretty amazing when it comes to loans. The process is really easy and everyone is so helpful. I have filled out paperwork and within a day grabbed the check to buy the new vehicle. Setting up payments for the loan is easy and can be done right away. Banking is easy. No hidden fees. Customer Service is amazing as well.

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Sep 24, 2016
fast service
rt1213 Account Holder

fast  posting of  transactions

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May 21, 2016
Great Credit Union
BernieSanders Account Holder

I've been with them for a year. I joined initially because my company will deposit funds with them a couple days earlier than most banks, so I get paid on Wednesday instead of Friday. They've been pretty fantastic the whole time I've been rebuilding credit. However, the customer service is pretty sub-par. Currently TU - 698 EQ - 657 - Ex Fico 649. They approved me for a $5,000 Travel rewards card. I requested an immediate CL increase of $12,000 and they approved it instantly!

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Feb 15, 2016
OUTSTANDING CU!!!
n2deep333 Account Holder

15 YEAR MEMBER, GREAT TEAM GREAT SERVICE, NEVER DISAPOINTED WITH THE QUALITY I RECEIVE FROM THEM. GREAT CAR AND PERSONAL LOANS WITH GREAT TERMS. WHY LOOK ANYWHERE ELSE!!!

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Feb 02, 2016
Worst bank ever!
Anonymous Account Holder

You'd be much better off using Chase or Wells Fargo. Avoid BCU.

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Apr 06, 2016

How about saying why?

 
Jan 31, 2016
Anonymous Account Holder

Been with BECU since 1979, home loans, car loans, home equity loans, all approved with no problems. Customer service was excellent.  I know for me now that I am retired I will stick with BECU because I know I can count on them.

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