Had to wait 1 day for approval, you can check status on Barclays website, scores are 701 Experian/ 715 trans union, I have 20 other cards, perfect history, 14% utilization.

If you want to impress your first date or your colleagues, this card will do the trick.

Hope it listens to the black reviews and makes changes.

There are better cards out there no doubt. I wanted it cause it flashy and loud. Rewards ain't to terrible. The bonus for the card is the concierge services and chauffeur.

I have had this card a few weeks now and used it multiple times, talked to a customer service rep just for security reasons due to apple pay but was a very nice gentleman and I could undrstand him unlike most other card companies.Like the others stated, if you want to swing another $500 AF then by all means do the black card. I am currently not traveling by plane due to having an infant at home but, as soon as we are ready I will most likely upgrade to the black card.

The biggest reason I got this is for balance transfers at the start. The rewards aspect is decent as well. For the price tag it is definately not a bargain by a long shot. But this card will get it done for you. If you can swing the black cards annual fee than I say go for it. But if you do not want that cards higher annual fee and do not mind a few less perks than this card is for you. This is my first "premium card" so I cant go by much else but I like it for what it is. I was approved with a 730 credit score. So I have a feeling I am on the lower end of it. Will update as time goes on (if I remember to)