Credit One Bank Reviews

Approval Odds

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2.3 out of 5 stars
663 Reviews

From Cardholders in the last year

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Application Process

3 out of 5 stars

Customer Service

2 out of 5 stars

2.5 5

5 star reviews (131) See All

These reviews were written by current and former cardholders in the last year.

May 04, 2019
Quick and helpful card for poor or new c
andyw123 Cardholder

This card was easy to get! Tons of tools to help establish good credit. They reward you for paying on time. Highly recommend!!

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May 04, 2019
Helping me rebuild my credit-thank you!
QueenMumMum Cardholder

My credit score is embarrassingly low! Credit Karma's website offered this card and I was immediately approved. I was so happy! I had become ill years ago and defaulted on a few things making my credit rating low, so this REALLY meant a lot to me - and I vow not to let THEM down now. The entire process was exceptional. I have them deduct a flat $50 per month out of checking-they even email to remind me. I use it frequently, everywhere. I am grateful and you should be too. Not one single solitary issue, and their website is self-explanatory and easy. Thank you Credit One Bank. 

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Apr 27, 2019
Gave me credit with 550 credit score.
jutakai Cardholder

I am not going to say that this is the best card but it is for rebuilding credit. It has worked well for me. I have made my payments on time and have not had the problems with it posting at all.

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Apr 19, 2019
Get it.
jtudor1 Cardholder

Credit One is an exceptional card to have. I love mine. 

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Apr 05, 2019
Kdubkane Cardholder

Very easy to apply. Card was delivered quickly and very easy to get started. Credit one keeps you up to date on everything and I was also able to get my credit limit raised after the first year.

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Mar 29, 2019
binion01 Cardholder

Got approved for 300, ran it up to 80%, paid off total balance and got an increase of 150 after first payment posted,  It takes a wile, if you cant go with the money for the payment period you don't need a card

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May 03, 2019

"if you cant go with the money for the payment period you don't need a card" - Too funny, but true.

Mar 25, 2019
Credit building life saver
Jaleesazzzzz Cardholder

I've had this card for 5 years now and my credit limit increases periodically. I've always had great experiences with customer service. If you do your part and pay your bill on time this is a credit way to establish credit

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