I read all the reviews before I applied for this card, I read go to capital one or citi! Guess what? denied!!!! And I’m 100% responsible for my credit score and history. So yes I know the high interest rate for this card but hey that’s the price you pay for a crappy credit score and irresponsible decisions with credit, Credit one was the only card that gave me a chance to rebuild! And I’m grateful, I have to start somewhere and i was way at the bottom not only have they giving me a chance but I’ve had the card since July 2019 and recently received a 150 credit line increase!!!!!! I will stay with this card as long as I can I honestly don’t want any more cards!!!
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The customer service (or lack thereof), ridiculous fees, low limits, oh and did I metntion lousy cusotmer support? Just stay far, far away from this card. I'm only keeping mine open because it's my oldest account and I have never paid it late. But just know it's not even really worth THAT. You're better off just getting a secured card with a REPUTABLE bank. At least then you know you'll be dealing with REPUTABLE BANK CUSTOMER SERVICE.
CreditOne Bank is a JOKE.
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