Got it!
CK said I have fair odds but applied anyway. Result said they need to review more so I figured oh well and it did hit my score by 3 right away. I have the Sapphire with 8k limit and kept balance really low. Signed on my phone to make my payment and noticed I have the Freedom Unlimited underneath my Sapphire. I was excited to see that I was approved for $6100. Called costumer service to make sure and verify that it’s not a mistake and they said yes it was approved. So with my odds of just fair I think Chase consider your other accounts with them maybe and if you’re in good standing maybe they base it on that as well. My payment history is at 100%. CS is 690 at the moment but I just started building my credit for about 3 years now. So happy to say I’m excited to have this card and will take advantage of that 15 months 0% APR.
So far its everything i wanted in the card
Wonderful!
Applied & was approved for $11,500 with 725 credit score
approved
3 months of credit history and i was approved for 1000
thank you Chase for Believing in Me
also im a authorized user on a capital one card 4yrs old
helped me generated a fico Score
Current Fico 8 Scores are
Transunion 744 5inquirys
Equifax 766 3 inquirys
Experian 768 7 inquirys
Vantage score
Exp 708
Tran 710
Equifax 721
Current Cards
Discover Secured 1000
Capital 1 Secured 200
Self lender Loan 500
all accounts 3months old except my Authorized User acct
and Having a Checking Account with Chase Most likely Helped me get approved also. approval wasnt Instant, I had to Call the Fraud Prevention Number to Verify my Identity which i did that at my Local Chase Branch with assistance from My Banker
they Pulled My Transunion Report and My Experian
i hope this info Help
typo
Latest
Fico 8 Scores
Experian 744 7 inquirys
TransUnion 768 5 inquirys
Eqiufax 766 3 inquirys
Wonderful
I applied even though KK said my chances were poor. I bank with Chase and have maintained a good standing with them for the past few years. I was instantly approved for a card with a limit of $4300. That’s my highest limit and I was beyond pleased. My fico is 717 and my other scores are around 690 with excellent payment history but short credit length. I’d say if you bank with chase and it says poor odds then try anyway like I did. My capital one card was only a $300 limit and just raised to $500. Besides that all I have is HSN and Victoria secret both with limits under $700. It’s been a few weeks now and it hasn’t been closed all a sudden like others so I hope I’m in the clear. I just paid off my balance of $800 and will continue to keep using this card and paying it off monthly.
great review, im Literally the same when it come to Short history
and Banking with them..My Fico 8 is 744, 745, and 760
but im not applying yet i have 5 inquirys withing the last yr
i think its best i wait till they are a yr old
When you apply for credit , do so all at one time , I think you have a 14 day period where if you apply 10 x it will go on your CR as "One" inquiry, I had only 1 when i was approved , In fact i have the Chase Unlimited 15k and jut got the Freedom 20k , Keep your utilization at 10% , Pay it off every month
Poor customer policies here, avoid Chase
I had a Chase card. It was in good standing and closed by the company without proper notification. No email, no phone call, and they only sent one letter which was never recieved. They were also unwilling to reopen it despite the fact that I caught the situation after only 11 days. Their logic? It was already closed, so I had to apply for a new one. No exception or alternative. I will never do business with Chase again.