This offer is no longer available on our site: Upgrade Life Rewards Visa®
Upgrade Life Rewards Visa®

Great for rewards on everyday expenses

Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Upgrade Life Rewards Visa® or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $8,642, with $3,000 being the most common.

Here’s the average credit score of members who matched their Upgrade Life Rewards Visa® or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 693, with 763 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats
Updated daily

32.6%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

43 years
Average age of members who matched this card or similar cards.

$92,982
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
April 1, 2024
Wonderful Card
— Credit Karma Member
I recently signed up for this credit card and I couldn't be happier with my decision. The application process was quick and easy, and I was approved in no time. The card offers great rewards and benefits. I have found the customer service to be exceptional, with representatives always available to assist me with any questions or concerns. The online portal is user-friendly and allows me to easily manage my account and track my rewards. I also appreciate the added security features, such as fraud protection and the ability to freeze my card if it ever gets lost or stolen. Overall, I highly recommend this credit card to anyone looking for a reliable and rewarding credit card option.
Most helpful negative review
August 15, 2023
This is a LOAN not a credit card! Misleading!
— Credit Karma Member
This is not a credit card, it is a personal LOAN. Very deceiving, false advertising. Very irresponsible of credit Karma to offer this under false pretenses.