I was having a hard time being approved anywhere and Upgrade said YES! Not just for a tiny 300 card with 39% Apr but to a 3500 dollar line of credit that I may use piece by piece with a debit card or even transfer other balances over from those crappy 39% cards to this line at 24%. This was truly my saving grace and I have no clue how I could ever repay their kindness and trust in me save leaving these reviews EVERYWHERE!!
The person processing the loan was a jerk. Basically implying that he has to power to approve or deny you based on how well he liked you.
Was approved after an invitation and am grateful. Am rebuilding after a divorce and this card comes in handy. No annual fee or balance transfer fees and can use the card anywhere! Also customer service was excellent
Credit karma said id be approved for the credit and I was. I was at an end point to need food and gas from check to check. Sad that I was back here but it helped to get me back on top of bills to pay the small ones off. Now to pay this one off too
This card came at a very bad time in my life when I needed financial help as soon as possible. They helped me out of a very stressful situation. Thank you upgrade for making it so easy to get the funds I needed.
Credit Karma sent me notifications with outstanding approval odds. I was denied, I have decent credit. Don't waste your time, Bunch of bums.
I haven't received my card yet. The application process was great though. I also received a loan
It took a few days for the approval, but the card was sent immediately. Once I was approved I was all set.The card was there.
Company was professional did everything they said they were going to do did it on time and returned all calls and text very professional
Well Pleased with Upgrade I have the card and also a loan they provided that helped me open my small business.
I'm quite satisfied with my Upgrade credit card. $2500 line of credit with less that 30%APR. This has enabled me to start up my own LLC company and start buying needed equipment, etc for it!
Great experience with upgrade customer service. And the amount approved for is not small change
These ratings and reviews are provided by our users. Banks, issuers and credit card companies do not endorse or guarantee this content, are not responsible for it, and may not even be aware of it.
†† The opinions you read here come from our editorial team. Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.