Mission Lane Classic Visa® Credit Card Reviews

Mission Lane Classic Visa® Credit Card Reviews
4.0 out of 5 stars
157 Reviews

From Cardholders in the last year


Application Process

4 out of 5 stars

Customer Service

3.5 out of 5 stars

4 5

Most Helpful Positive Review

May 20, 2019
Own this card for two years and love it!
Glezy11 Cardholder

I used to be a lendup customer (payday loan) and was offered to open a credit line via mail. I used to have bad credit at 560, this is the only card that gave me a chance. I started out at $300 credit limit, they increased it to $600, and now it is at $2000. I pay it on time and keep the balance low. My optimization also improved because they have increased my credit limit. My score improves everytime they gave me an increase. Thank you so much! My credit is now at 699, slowly but surely and it kept me away from payday loans for two years! Thank you so much! I highly recommend!

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Most Helpful Negative Review

Jun 11, 2019
Good card with terrible CS
waternut13134 Cardholder

So I got a flyer in the mail saying I was pre approved for the Arrow Card, like most mailers I thought it was just spam and once you applied I would get denied but to my surpise I was approved with a $1K credit limit. The card came in the mail a few days later and I created my account. I do give props for Lend up giving me a good credit line not even a year after CH 7 bankrupcy, so why did I rate them 3 stars? For one the website and app take almost 3 hours to update for any transaction, so if I make a purchase and check the app really quick it wont show up at all nor will my avaible credit show a deduction which can be really bad for people making multiple purchases. My bigest compalint of them all is it takes them 5-6 days after you make a payment for them to release your credit balance. I have never had a card take so long to process a payment and release the credit funds even though my bank shows the funds debited from my account. Lend Up says this is for my own protection so I dont go over my limit, but I dont understand how that works because if the funds arent released in a timley maner then I will for sure go over my credit limit. On the CS end its just out right terrible, when you call in you get one of thoose low quality generic automated answer systems and when you finally get transfered to an agent no one ever picks up, I held for over 30 minutes with still no one to pick up, if you message them though you do get a response rather quickly but some matters just need to be discussed over the phone. Overall I am thankful Lend Up provided me this card, but due to the processing times it takes to show charges on my account and how long it takes to process my payments this card will sit in my safe only to be used in emergencies.  As well for anyone intrested this card does NOT support Apple Pay, Samsung Pay or Google Pay. 

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These reviews were written by current and former cardholders in the last year.

Feb 21, 2020
I love this card!
Irene808 Cardholder

They increased my credit line automatically a few months paying on time !

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Feb 20, 2020
Azret09 Cardholder


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Feb 20, 2020
Azret09 Cardholder


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Feb 19, 2020
Excellent credit rebuilder
Babyphat7094 Cardholder

It was an easy application process. The only thing they do a 5 to 7 day waiting period to apply your payment. So it's best if you make a payment way before your bill is due. That way it will already be applied by the end of your billing cycle so that it can be reported on your credit report. Thats all I care about rebuilding my credit

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1 Reply
Feb 20, 2020

This is employee

Feb 17, 2020
This card is excellent.
raneyw Cardholder

Using this card is easy and the company is solid. I have never had a problem using this card.

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Mission Lane Classic Visa® Credit Card Reviews

Mission Lane Classic Visa® Credit Card