I’ve had this card for several months with a credit line of $300 post CH7 bankruptcy. This is not the first card I’ve gotten however. I’ve yet to receive a credit limit increase. My payments have been in full every month and at least 2 weeks ahead of due date. The others have increased my credit 500-1500. I haven’t used this card in 2 months as I’m dismayed at the poor timing of a credit limit increase, not that I need it. My scores are between 650-690 across all 3 credit agencies now. I like that there are NO fees asssociated with this card.
ADDITIONAL RATINGS YOU MIGHT FIND HELPFUL
- Balance Transfer Intro APR Not Applicable
- Balance Transfer Regular APR 24.99%* Variable
- Annual Fee $0
- Purchase Intro APR Not Applicable
- Purchase Regular APR 24.99%* Variable
Most Helpful Positive Review
Most Helpful Negative Review
What a JOKE! Promotion on Credit Karma for an Ollo credit card said I could transfer a balance at a cost of 4%. Took a hit on applying for the card, got the card (lower interest than my other card) and can't transfer the balance. I even called customer service at Ollo. Nope. Denied. Needless to say, won't be using their card or recommending Credit Karma or Ollo and they're fake advertising to anyone.
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‡ Average score refers to the arithmetic mean and typical low score to the 5th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2014 through November 2014. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.
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