I've had this card for 3 months now. I am really happy with the customer service that I receive. And also I am happy with my card. It was hard for me to build my credit but this card gave me the opportunity to build. I'm so happy with it. I just got approved for my second Reddit card. Thank you first premier for giving me the opportunity to build credit with you guys for my first credit card! I would highly recommend if you're trying to build credit.
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This card is great for those wanting to build credit. But be aware of the high APR and the monthly service fee along with the year fee. Keep control of the payments and do not go overboard otherwise those fees will catch up quickly. I had a card since 2014 to use as my emergency card for school fees and such and just now closed the account. They tried hard to keep me because of my on time payments. I told them wave my fees or lower my APR, they did not budge so I closed the account.