Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Scores
Profile Image

Question By

4 Contributions
24 People Helped
Will removing a high balance authorized user account raise my score?
A couple of years ago when I was trying to rebuild my credit, my friend added me on her CC as an authorized user. It appears on my credit for about a year, ending last year, showing a balance of $6,942 out of a 7k limit. I have my own credit and my score is good.

Is the high balance shown on this account hurting my score? It hasn't reported in a year but did, like I said, show a maxed out balance. Won't new Creditors see that as my outstanding debt or wonder? Should I dispute it and ask for it to be removed?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.