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Posted in Auto Insurance
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Question By
marms9643

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0 People Helped
Will getting an insurance quote count as a hard inquiry?

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Get Quotes WITHIN 30 days

Helpful to 28 out of 28 people

You must get as many quote as possible WITHIN 30 days. All 3 agencies treat this as shopping around. I take my current policy and blank out the company and all dollar amounts. Doing this speeds up the quote process. Last year, I went to 7 companies within 30 days without any hits on any of my scores. I ended up changing agents (Never deal with a friend) and saving 50%. From $1100 every 6 months to $1200 a years. Hanover is a great company. My new (non friend) agent beat every other company for home and auto. I have been with Hanover since 1983.

Reply by
antiquelady600

2 Contributions
1 Person Helped

my lowest for 25/50 in all catagories was my lowest of all others,but hows thier reputation?

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Reply by
Vlanson

128 Contributions
40 People Helped

I’d like to share my story too. Just a few weeks ago i was homeless, i was jilted by my online lover. and he had robbed me of everything i had. By the time i realized i was being played, my credit score was already 458 , i had an eviction on my report and a large debt on my credit. I was on my way to the little corner behind the store where i normally sleep when i saw a fellow homeless person who i met some days ago and he was looking so changed and successful. I immediately began to beg him to tell me how he made it so fast and because i had told him my story when we previously met, he understood my problem and gave me the contact of the hacker that helped him. i contacted the programmer (ex FICO and Experian agent) and he fixed my credit, raised my credit score and cleared all negative listings on my credit in less than 9 days. I would have kept quiet about this, but i won't be able to forgive myself for not helping people who are in terrible conditions like i was. "gmorrison741 @ g m a i l . c o m" is the programmer's email address. I wish you good-luck. Y’all can thank me later. 

2 Contributions
24 People Helped

An Insurance Agent's Perspective

Helpful to 8 out of 8 people

An insurance report used for quoting your home or auto insurance is a soft hit, not a hard hit. There is no limit to how many quotes you can get in any specific period of time.

Top Contributor
128 Contributions
40 People Helped

Fix it here

I’d like to share my story too. Just a few weeks ago i was homeless, i was jilted by my online lover. and he had robbed me of everything i had. By the time i realized i was being played, my credit score was already 458 , i had an eviction on my report and a large debt on my credit. I was on my way to the little corner behind the store where i normally sleep when i saw a fellow homeless person who i met some days ago and he was looking so changed and successful. I immediately began to beg him to tell me how he made it so fast and because i had told him my story when we previously met, he understood my problem and gave me the contact of the hacker that helped him. i contacted the programmer (ex FICO and Experian agent) and he fixed my credit, raised my credit score and cleared all negative listings on my credit in less than 9 days. I would have kept quiet about this, but i won't be able to forgive myself for not helping people who are in terrible conditions like i was. "gmorrison741 @ g m a i l . c o m" is the programmer's email address. I wish you good-luck. Y’all can thank me later. 

1 Contribution
0 People Helped

Helpful to 0 out of 5 people

how much credit % monthly can i borrow agaist my monthly income ?

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