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why am i getting a "charge off" every month on a closed paid account?
I had a collection with comenity bank for a retail credit card that I paid in full over a year ago.. but my credit report on experian is still stating "charge off" on that account every month even though it is closed and has been paid. Except this month it was marked as "paid on time" even though i haven't paid anything on it. how can i stop that?

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