Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Credit Report
Profile Image

Question By

5 Contributions
1 Person Helped
When you get a subsidized student loan from school, is it a hard, soft, or no inquiry at all?
I have a student loan since August 2011, and I am not sure if I got a hard inquiry from it or not and I have a total of $3500 that I used. Also does taking more out from the same school and company increase hard inquiries? If you have the school take out a student loan from another company increase your hard inquiries?

Lastly does directly applying for a subsidized student loan increase your hard inquiries?


Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.