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what does too many open accounts means exactly? and how do I fix the issue?
basically, I have applied for a student loan to which I got denied to the fact that I have too many open accounts. The only people I know I owe is the library, and I am in process of paying it. I also pay my school loan in time. I am not sure exactly what they mean by "too many open accounts". And how exactly could I close those accounts that are open?

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