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what do I do if I think someone is using my identity
I recieved a phone call stating that charges were being brought up against me for fraud and 2 other charges relating to fraud, then online I get an email stating that my credit score has changed. The only thing Ive done recently is pay off an outstanding debt. The score should of raised but it lowered.
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Go to first. Make sure your assumptions are accurate. If there are unrecognized accounts, call the bureaus and request a fraud alert on your file. Then you may want to file a police report. Lastly you are gonna have to spend some time contacting the lenders and disputing and explaining the situation. Good luck.

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