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Thank goodness for this account!
I had at least 1500 showing in collections, which showed both TransUnion and Equifax, as well as a couple "others". When I looked closely, I realized that many of these were already paid. After checking records and some calls, it was verfified that $1100 had already been paid--and might I add-- some time ago!!! I only owed $400, which I knew & was able to pay that off with my HSA today! This, in addition, to 2 revolving accounts being paid off today as well. :) Grateful that Credit Karma showed all sides. & Happily waiting to see what it does to my not so bad but not great score!

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