Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
chezez311

0 Contributions
0 People Helped
Should I remove myself as an authorized user of a credit card with no reported credit limit (AMEX) ?
I am on my mothers American Express account as an authorized user. They are reporting what I believe is called a "high balance" (highest reported balance in a certain time period) and no credit limit. From what I read this is typical for "charge cards" like American Express. I have used the card maybe a handful of times over the many years I have owned it and would really have no issue getting taken off of it. She also uses this card so the balance reported is always non-zero and sometimes higher than I would like (right now ~$1k). Would there be a significant improvement to my credit score if I got taken off, or would it have little effect?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
986 Contributions
543 People Helped

To be a AU on someone's card is to build your credit up, well did it build, did you get couple cards on your own? If not, then what's the point continue to be on it. If you have few other cards on your own already? Then you should be off that card. It's like someone has a secured card for 5 years but never apply for any unsecured cards and wondering if they should close it or not.

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.