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Should Authorized User accounts be listed in utilization?
I am looking at both my TransUnion and Equifax reports to see what was going on with my utilization. I am an Authorized User on my wife's credit card, and it shows on Equifax but not on TransUnion. Which way should it be? And how do I fix this with the reporting agency? Here is the reason: the utilization on this account is really low (less than 10%). This could lower my utilization on TransUnion by 13% (58-35).

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