Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
thoth3g

5 Contributions
0 People Helped
REPUTABLE CREDIT REPAIR COMPANIES???
Have you used any sucessfully? No theoretical answers please....
What sort of services did they offer?
All Responses

Results 1-9 of 9Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
2 Contributions
1 Person Helped

Do not use Lexington law!

Helpful to 1 out of 1 people

Do not use Lexington law!

2 Contributions
2 People Helped
Most Helpful Response

Helpful to 2 out of 2 people

I used CareOne (www.careonecredit.com) They are Awesome. When I first signed up with them I was $14,000 in debt but now I am only in debt about $6,000. They are VERY reputable. They always keep in touch with you to see if you have any questions. They call you to keep you up to date with your plan. They also send you a letter every time one of your creditors have accepted a settlement offer from the Atty. that you were assigned. If you don't want to go that route they also have an option as to where you can consolidate your debt. Check them out! I would recommend CareOne to ANYONE that asked your question. They have helped me out a great deal.

Reply by
jimbo06

5 Contributions
0 People Helped

Do they charge as much as these other places?

Top Contributor
748 Contributions
597 People Helped

Helpful to 1 out of 2 people

that dont do anything you cant do for yourself...

reputable credit repair companies are like unicorns... a lot of people talk about them, but, no one has ever proven they exist..

1 Contribution
0 People Helped

it depends

It really depends on the company you chose. From what i understand most companies do the same thing that you can do on your own.

2 Contributions
2 People Helped

 Well what works for some people may not work for others.  Credit Card companies can be difficult to deal with some times and some people may need legal help.

1 Contribution
0 People Helped

Here's my story

I used 2 different companies. The first company (which I will not name) is well-known and advertises as if they are a law firm. Further, the salesperson called himself a paralegal. I am not sure how legal that is for a non-certified paralegal to call themselves a paralegal. Anyways, this company got me in for cheap and charged me $99/ month. I thought "for a legal service to fix my credit that is cheap". Little did I know after research that they were only sending template letters that they send for every client to the bureaus. Even worse, they only went after a select number of accounts. After 5 moths of this and no results I canceled. They still charged me a second month. 

I was searching and found White, Jacobs & Associates - www.whitejacobs.com. They were really hard to find but I did a lot of research and I was blown away by all the review they had. I called and to my surprise I talked to the ATTORNEY!!! After 4 months, they had most of my bad accounts taken care of ( they helped me settle a few small ones) and even helped me get new credit cards to build my credit. These guys did more for me than you can imagine. I now KNOW and UNDERSTAND credit like the professionals. I am forever thankful. I hope this give people researching hope! 

Top Contributor
64 Contributions
26 People Helped

Call Me

I am a paralegal with Lexington Law. We have been doing Credit Report Repair for over 21 years and helped over 1/2 a Million people! WE are the Trusted Leaders in Credit Report Repair. I have worked here for 5 years.

 If you SERIOUSLY want GOOD credit and a GOOD credit score, Call me at:

1-(855) 255-3410

Extension 61031

Ask for Amy Stevens

I am a real person, that is my real photo and I would love to talk with you about fixing your credit.  Visit www.lexingtonlaw.com to get information about the service and the fees.

Talk to you soon,

Amy

Reply by
corina011

1 Contribution
0 People Helped

Hello Amy,

I would like to talk to you about repairing my credit. I am looking for a fast way to do it. I need an advice. Please contact me. Thank you

My email is corinast.rosa@hotmail.com

Top Contributor
15 Contributions
3 People Helped

Integrity Credit Restoration is another one. There's a lot of them out there but most of them are smaller companies that focus on specific areas. 

Results 1-9 of 9Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Reply to this Question

Write your response:
Enter Your Comments
 

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.