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New Delinquent Account, No Info from Collection Agency
Today a derogatory mark showed up on my Transunion account. It is a $728 debt at sold to a collection agency (CA) by Bally fitness. I have NEVER had a membership there. I instantly disputed with transunion and called the CA, who informed me that the account was opened in July 2008 and Delinquent since March 2010. 1) isn't 6 years past the statute of limitations in NY? 2) I have NEVER received ANY bill or notice regarding this supposed $728. I tried Bally and they literally no not exist anymore. I got the CA to give me the info of who they bought the debt from and called them. I asked them why I've never gotten a bill or notice, and they said oh we don't report to credit agencies, we just manage the accounts for clients, and yours was just never purchased..... what in the heck??? How is it legal/possible that 6 years later this is blind siding me? Is there anything I can do while waiting on the dispute?

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