Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Bankruptcy
Profile Image

Question By
lindseybesancon

0 Contributions
0 People Helped
Mom filing for bankruptcy, what's my responsibility as authorized user?
My mom is filing for bankruptcy and I am listed on two of her cards. According to Credit Karma is lists"responsibility: authorized user". When she files for bankruptcy am I going to be responsible for paying the balance on those two cards? Or will it negatively impact me in any way?

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW
All Responses

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next
Top Contributor
1250 Contributions
366 People Helped

No worries

An authorized user has little to no responsibility.  You might only be responsible if proof is given that you actually made charges using the card. Otherwise you should be all right. I would like to suggest building your own credit. Obtain a secured credit card if need be. Read the articles here and other sites to educate yourself. 

Result 1-1 of 1Results per page: 5 | 10 | 25Page 1 of 1   Previous | Next

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.