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I've paid off all collections and legal items, when will it be reported?
Over the past four to six months, my wife and I have worked hard to pay off all outstanding collections bills including a public legal item. But it's not reflecting on the Equifax report that they've been paid off and on Transunion, the legal item never even showed up. How long do we have to wait for everything to settle out between the three branches and for it to improve my credit scores?

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