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Is my Student Loan Financing supposed to show up as credit card debt, or loan?
So I financed my student loans through a loan forgiveness program for a few years and it is affecting my credit because It is showing up as a credit card. As i pay of my balance with my monthly designated payments, it chips away at my credit card utilization. Right now my credit card utilization is at 96% and it barely moves because its so much money.

Is financing supposed to show up as a credit card, or a loan? and how can I fix this?

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