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Posted in Auto Loans
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Question By
MikeyPannette

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Is 600 CS too low to get an auto loan?

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Nonprofit Option?

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If you live in New England, you might want to look into More Than Wheels. It's a nonprofit car-purchasing program that specializes in working with people with poor credit. Generally they can save you around $10K because you're able to get a lower interest rate and gently used vehicle. If you're outside of New England you might look into other nonprofit program that could help. Here is a link to More Than Wheels' application if you're interested: http://app.morethanwheels.info/

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You might be able to get one, but the interest rate will be high.

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If you have a down payment, that could help.  Some dealers specialize in helping those with poor credit scores but, like I said before, the interest rate could be high.  You may wish to work on improving your credit score during the next few years to get any negatives off so your score will improve.

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Would you think I would need a decent down payment? I'm not looking for brand new but used within the last 5 years or so. I'm starting a new job as a salesman and could turn it into a career if I would like.

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