Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!

Question

Posted in Credit Scores
Profile Image

Question By
hc408

0 Contributions
0 People Helped
If your Bank issues a credit card w/o applying what do you do? If you cancel or keep it hurts score
I had a very high score of 793 in Dec. '12 but in last few months 2 of my Banks-Wells Fargo and US Bank issued me a Visa card w/o my asking or applying for it. I understand that if you cancel it, it brings your score down and my score has come down to 760s since my account shows too many open cards. You ****ed if you don't and you are ****ed if you keep them. Any ideas on what to do or how to get the score up. BTW, my credit utilization before the new cards was under 10% of the available limits on all cards which was more than 100K.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.

SIGN UP NOW

Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.